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acmt: Account Management

acmt.016 Account Excluded Mandate Maintenance Amendment Request

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acmt.016 is the ISO 20022 AccountExcludedMandateMaintenanceAmendmentRequest message in the Account Management business area (acmt). The latest version is acmt.016.001.04, and 4 versions are in the repository.

Message
AccountExcludedMandateMaintenanceAmendmentRequest
Latest version
acmt.016.001.04
Submitting organisation
Swift
MT equivalent
None listed

In use: published in the current ISO 20022 catalogue.

What acmt.016 is for

The AccountExcludedMandateMaintenanceAmendmentRequest message is sent from an organisation to a financial institution as part of the account maintenance process. It is sent in response to a request from the financial institution to send additional information. Usage: this update is about account details excluding any mandate information.

If modification codes are not used: the organisation will specify under the “Account” and “Organisation” tags the complete information as it should be in the financial institution’s records after processing the update request.

If modification codes are used (in that case, they must be used everywhere): the organisation will specify under the “Account” and “Organisation” tags which elements must be added, deleted, modified, or if they are unchanged.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

acmt.016 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

VersionRegistration statusPublished in
acmt.016.001.04latestRegisteredLatest version set
acmt.016.001.03RegisteredPrevious version set
acmt.016.001.02RegisteredArchive
acmt.016.001.01RegisteredArchive

acmt.016 message structure

The building blocks of acmt.016.001.04 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

  • Document [1..1]
    • AcctExcldMndtMntncAmdmntReq AccountExcludedMandateMaintenanceAmendmentRequest [1..1]
      • Refs References [1..1]References4

        Set of elements for the identification of the message and related references.

        • MsgId Message Identification [1..1]MessageIdentification1

          Identifies a message by a unique identifier and the date and time when the message was created by the sender.

          • Id Identification [1..1]Max35Text
          • CreDtTm Creation Date Time [1..1]ISODateTime
        • PrcId Process Identification [1..1]MessageIdentification1

          Identifies a process by a unique identifier and the date and time when the first message belonging to the process was created by the sender.

          • Id Identification [1..1]Max35Text
          • CreDtTm Creation Date Time [1..1]ISODateTime
        • AttchdDocNm Attached Document Name [0..*]Max70Text

          File name of a document logically related to the request.

      • Fr From [0..1]OrganisationIdentification39

        Identifies the business sender of the message, if it is not the account owner or account servicing financial institution.

        • AnyBIC Any BIC [0..1]AnyBICDec2014Identifier

          Business identification code of the organisation.

        • LEI LEI [0..1]LEIIdentifier

          Legal entity identification as an alternate identification for a party.

        • Othr Other [0..*]GenericOrganisationIdentification3

          Unique identification of an organisation, as assigned by an institution, using an identification scheme.

          • Id Identification [1..1]Max256Text
          • SchmeNm Scheme Name [0..1]OrganisationIdentificationSchemeName1Choice (choice)
          • Issr Issuer [0..1]Max35Text
      • CtrctDts Contract Dates [0..1]AccountContract2

        Specifies target dates.

        • TrgtGoLiveDt Target Go Live Date [0..1]ISODate

          Date on which the account and related basic services are expected to be operational for the account owner.

        • TrgtClsgDt Target Closing Date [0..1]ISODate

          Date on which the account and related services are expected to cease to be operational for the account owner.

        • UrgcyFlg Urgency Flag [0..1]YesNoIndicator

          Indicator that the account opening/maintenance/closing process needs to be treated urgently, that is, sooner than the terms established by the...

      • UndrlygMstrAgrmt Underlying Master Agreement [0..1]ContractDocument1

        Account contract established between the organisation or the group to which the organisation belongs, and the account servicer.

        • Ref Reference [1..1]Max35Text

          Account contract established between the organisation or the group to which the organisation belongs, and the account servicer.

        • SgnOffDt Sign Off Date [0..1]ISODate

          Signoff date of the document.

        • Vrsn Version [0..1]Max6Text

          Identification of the version of the contract.

      • Acct Account [1..1]CustomerAccountModification1

        Unique and unambiguous identification of the account between the account owner and the account servicer.

        • Id Identification [1..*]AccountIdentification4Choice (choice)

          Identification of the account.

          • IBAN IBAN [1..1]IBAN2007Identifier
          • Othr Other [1..1]GenericAccountIdentification1
        • Nm Name [0..1]NameModification1

          Name of the account. It provides an additional means of identification, and is designated by the account servicer in agreement with the account owner.

          • ModCd Modification Code [0..1]Modification1Code
          • Nm Name [1..1]Max70Text
        • Sts Status [0..1]AccountStatusModification1

          Specifies the current state of an account, eg, enabled or deleted.

          • ModCd Modification Code [0..1]Modification1Code
          • Sts Status [1..1]AccountStatus3Code
        • Tp Type [0..1]TypeModification1

          Type of the account.

          • ModCd Modification Code [0..1]Modification1Code
          • Tp Type [1..1]CashAccountType2Choice (choice)
        • Ccy Currency [1..1]ActiveCurrencyCode

          Medium of exchange of value.

        • MnthlyPmtVal Monthly Payment Value [0..1]AmountModification1

          Monthly average of the payment amounts (that is, payments going out) over a year.

          • ModCd Modification Code [0..1]Modification1Code
          • Amt Amount [1..1]ImpliedCurrencyAndAmount
        • MnthlyRcvdVal Monthly Received Value [0..1]AmountModification1

          Monthly average of the received amounts over a year (that is, payments coming in).

          • ModCd Modification Code [0..1]Modification1Code
          • Amt Amount [1..1]ImpliedCurrencyAndAmount
        • MnthlyTxNb Monthly Transaction Number [0..1]NumberModification1

          Monthly average of the number of payments (coming in and going out) over a year.

          • ModCd Modification Code [0..1]Modification1Code
          • Nb Number [1..1]Max5NumericText
        • AvrgBal Average Balance [0..1]AmountModification1

          Sum of the end of day balances over a month divided by the number of business days in the month.

          • ModCd Modification Code [0..1]Modification1Code
          • Amt Amount [1..1]ImpliedCurrencyAndAmount
        • AcctPurp Account Purpose [0..1]PurposeModification1

          Specifies the purpose of the account.

          • ModCd Modification Code [0..1]Modification1Code
          • Purp Purpose [1..1]Max140Text
        • FlrNtfctnAmt Floor Notification Amount [0..1]AmountModification1

          Specifies the value of the balance under which a notification will be sent to the account owner.

          • ModCd Modification Code [0..1]Modification1Code
          • Amt Amount [1..1]ImpliedCurrencyAndAmount
        • ClngNtfctnAmt Ceiling Notification Amount [0..1]AmountModification1

          Specifies the value of the balance above which a notification will be sent to the account owner.

          • ModCd Modification Code [0..1]Modification1Code
          • Amt Amount [1..1]ImpliedCurrencyAndAmount
        • StmtFrqcyAndFrmt Statement Frequency And Format [0..*]StatementFrequencyAndFormModification1

          Specifies how often statements (for audit purposes) will be sent, in which format, to which address.

          • ModCd Modification Code [0..1]Modification1Code
          • StmtFrqcyAndForm Statement Frequency And Form [1..1]StatementFrequencyAndForm1
        • ClsgDt Closing Date [0..1]DateModification1

          Date when the account will be or was closed.

          • ModCd Modification Code [0..1]Modification1Code
          • Dt Date [1..1]ISODate
        • Rstrctn Restriction [0..*]RestrictionModification1

          Restriction on capability or operations allowed.

          • ModCd Modification Code [0..1]Modification1Code
          • Rstrctn Restriction [1..1]Restriction1
      • AcctSvcrId Account Servicer Identification [1..1]BranchAndFinancialInstitutionIdentification8

        Unique and unambiguous identifier of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

        • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23

          Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification...

          • BICFI BICFI [0..1]BICFIDec2014Identifier
          • ClrSysMmbId Clearing System Member Identification [0..1]ClearingSystemMemberIdentification2
          • LEI LEI [0..1]LEIIdentifier
          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Othr Other [0..1]GenericFinancialIdentification1
        • BrnchId Branch Identification [0..1]BranchData5

          Identifies a specific branch of a financial institution.

          • Id Identification [0..1]Max35Text
          • LEI LEI [0..1]LEIIdentifier
          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
      • Org Organisation [1..1]OrganisationModification3

        Organised structure that is set up for a particular purpose, for example, a business, government body, department, charity, or financial institution.

        • FullLglNm Full Legal Name [1..1]FullLegalNameModification1

          Name by which a party is known and which is usually used to identify that party.

          • ModCd Modification Code [0..1]Modification1Code
          • FullLglNm Full Legal Name [1..1]Max350Text
        • TradgNm Trading Name [0..1]TradingNameModification1

          Name used by a business for commercial purposes, although its registered legal name, used for contracts and other formal situations, may be another.

          • ModCd Modification Code [0..1]Modification1Code
          • TradgNm Trading Name [1..1]Max350Text
        • CtryOfOpr Country Of Operation [1..1]CountryCode

          Country in which the organisation has its business activity.

        • RegnDt Registration Date [0..1]ISODate

          Date at which a given organisation was officially registered.

        • OprlAdr Operational Address [0..1]AddressModification3

          Specifies an operational address, for example, of a shared services centre.

          • ModCd Modification Code [0..1]Modification1Code
          • Adr Address [1..1]PostalAddress27
        • BizAdr Business Address [0..1]AddressModification3

          Specifies the address where the business activity is taking place.

          • ModCd Modification Code [0..1]Modification1Code
          • Adr Address [1..1]PostalAddress27
        • LglAdr Legal Address [1..1]AddressModification3

          Specifies the address where the entity resides and is registered.

          • ModCd Modification Code [0..1]Modification1Code
          • Adr Address [1..1]PostalAddress27
        • BllgAdr Billing Address [0..1]AddressModification3

          Address where invoices must be sent.

          • ModCd Modification Code [0..1]Modification1Code
          • Adr Address [1..1]PostalAddress27
        • OrgId Organisation Identification [1..1]OrganisationIdentification39

          Unique and unambiguous way of identifying an organisation.

          • AnyBIC Any BIC [0..1]AnyBICDec2014Identifier
          • LEI LEI [0..1]LEIIdentifier
          • Othr Other [0..*]GenericOrganisationIdentification3
        • RprtvOffcr Representative Officer [0..*]PartyModification3

          Person in the customer's organisation who can be contacted by the account servicer in relation to the account(s) identified in this instruction.

          • ModCd Modification Code [0..1]Modification1Code
          • PtyId Party Identification [1..1]PartyIdentification274
        • TrsrMgr Treasury Manager [0..1]PartyModification3

          Person responsible of the treasury department within the customer’s organisation.

          • ModCd Modification Code [0..1]Modification1Code
          • PtyId Party Identification [1..1]PartyIdentification274
        • MainMndtHldr Main Mandate Holder [0..*]PartyModification3

          Person that has the mandate to delegate authority, to assign mandates to other individuals (mandate holders) to perform specific bank operations on...

          • ModCd Modification Code [0..1]Modification1Code
          • PtyId Party Identification [1..1]PartyIdentification274
        • Sndr Sender [0..*]PartyModification3

          Person that may be the potential sender of a message related to the life cycle of the account.

          • ModCd Modification Code [0..1]Modification1Code
          • PtyId Party Identification [1..1]PartyIdentification274
        • LglRprtv Legal Representative [0..*]PartyModification3

          Person that is officially and legally mandated to represent the organisation.

          • ModCd Modification Code [0..1]Modification1Code
          • PtyId Party Identification [1..1]PartyIdentification274
      • DgtlSgntr Digital Signature [0..*]PartyAndSignature4

        Contains the signature with its components, namely signed info, signature value, key info and the object.

        • Pty Party [1..1]PartyIdentification272

          Entity involved in an activity.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party52Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • Sgntr Signature [1..1]SkipPayload

          Signature of a party.

      • SplmtryData Supplementary Data [0..*]SupplementaryData1

        Additional information that cannot be captured in the structured elements and/or any other specific block.

        • PlcAndNm Place And Name [0..1]Max350Text

          Unambiguous reference to the location where the supplementary data must be inserted in the message instance.

        • Envlp Envelope [1..1]SupplementaryDataEnvelope1

          Technical element wrapping the supplementary data.

Have a acmt.016 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in acmt.016

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

acmt.016 questions

What is the latest version of acmt.016?
The latest version in the ISO 20022 e-Repository release of 24 April 2025 is acmt.016.001.04.
What is the root element of acmt.016?
The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:acmt.016.001.04, and its message element is AcctExcldMndtMntncAmdmntReq (AccountExcludedMandateMaintenanceAmendmentRequest).
Is there an MT equivalent of acmt.016?
No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.