What is the latest version of caaa.003?

The latest version in the ISO 20022 e-Repository release of 24 April 2025 is caaa.003.001.14.

What is the root element of caaa.003?

The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:caaa.003.001.14, and its message element is AccptrCmpltnAdvc (AcceptorCompletionAdvice).

Is there an MT equivalent of caaa.003?

No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

caaa: Acceptor to Acquirer Card Transaction

caaa.003 Acceptor Completion Advice

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

caaa.003 is the ISO 20022 AcceptorCompletionAdvice message in the Acceptor to Acquirer Card Transaction business area (caaa). The latest version is caaa.003.001.14, and 14 versions are in the repository.

Message: AcceptorCompletionAdvice
Latest version: caaa.003.001.14
Submitting organisation: nexo
MT equivalent: None listed

In use: published in the current ISO 20022 catalogue.

What caaa.003 is for

The AcceptorCompletionAdvice message is sent by an acceptor (or its agent) to notify the acquirer (or its agent) of the outcome of the payment at the acceptor, and to transfer the financial data of the transaction to the acquirer (capture).
A AcceptorCompletionAdvice message is also sent to reverse an approved authorisation and any associated financial transfer (capture), if the card payment transaction could not be completed successfully.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

caaa.003 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

Version	Registration status	Published in
caaa.003.001.14latest	Registered	Latest version set
caaa.003.001.13	Registered	Previous version set
caaa.003.001.12	Registered	Archive
caaa.003.001.11	Registered	Archive
caaa.003.001.10	Registered	Archive
caaa.003.001.09	Registered	Archive
caaa.003.001.08	Registered	Archive
caaa.003.001.07	Registered	Archive
caaa.003.001.06	Registered	Archive
caaa.003.001.05	Registered	Archive
caaa.003.001.04	Registered	Archive
caaa.003.001.03	Registered	Archive
caaa.003.001.02	Registered	Archive
caaa.003.001.01	Registered	Archive

caaa.003 message structure

The building blocks of caaa.003.001.14 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

Document [1..1]
- AccptrCmpltnAdvc AcceptorCompletionAdvice [1..1]
  - Hdr Header [1..1]Header70
    Completion advice message management information.
    - MsgFctn Message Function [1..1]MessageFunction46Code
      Identifies the type of process related to the message.
    - PrtcolVrsn Protocol Version [1..1]Max6Text
      Version of the acquirer protocol specifications.
    - XchgId Exchange Identification [1..1]Number
      Unique identification of an exchange occurrence.
    - ReTrnsmssnCntr Re Transmission Counter [0..1]Max3NumericText
      Number of retransmissions of the message.
    - CreDtTm Creation Date Time [1..1]ISODateTime
      Date and time at which the message was created.
    - InitgPty Initiating Party [1..1]GenericIdentification176
      Unique identification of the partner that has initiated the exchange.
      - Id Identification [1..1]Max35Text
      - Tp Type [0..1]PartyType33Code
      - Issr Issuer [0..1]PartyType33Code
      - Ctry Country [0..1]Min2Max3AlphaText
      - ShrtNm Short Name [0..1]Max35Text
    - RcptPty Recipient Party [0..1]GenericIdentification177
      Unique identification of the partner that is the recipient of the message exchange.
      - Id Identification [1..1]Max35Text
      - Tp Type [0..1]PartyType33Code
      - Issr Issuer [0..1]PartyType33Code
      - Ctry Country [0..1]Min2Max3AlphaText
      - ShrtNm Short Name [0..1]Max35Text
      - RmotAccs Remote Access [0..1]NetworkParameters7
      - Glctn Geolocation [0..1]Geolocation1
    - Tracblt Traceability [0..*]Traceability8
      Identification of partners involved in exchange from the merchant to the issuer, with the relative timestamp of their exchanges.
      - RlayId Relay Identification [1..1]GenericIdentification177
      - PrtcolNm Protocol Name [0..1]Max35Text
      - PrtcolVrsn Protocol Version [0..1]Max6Text
      - TracDtTmIn Trace Date Time In [1..1]ISODateTime
      - TracDtTmOut Trace Date Time Out [1..1]ISODateTime
  - CmpltnAdvc Completion Advice [1..1]AcceptorCompletionAdvice14
    Information related to the completion advice.
    - Envt Environment [1..1]CardPaymentEnvironment81
      Environment of the transaction.
      - Acqrr Acquirer [0..1]Acquirer10
      - SvcPrvdr Service Provider [0..1]Acquirer10
      - Mrchnt Merchant [0..1]Organisation41
      - POI POI [0..1]PointOfInteraction15
      - Card Card [0..1]PaymentCard35
      - Chck Check [0..1]Check1
      - StordValAcct Stored Value Account [0..*]StoredValueAccount2
      - LltyAcct Loyalty Account [0..*]LoyaltyAccount3
      - CstmrDvc Customer Device [0..1]CustomerDevice3
      - Wllt Wallet [0..1]CustomerDevice3
      - PmtTkn Payment Token [0..1]Token1
      - MrchntTkn Merchant Token [0..1]MerchantToken2
      - Crdhldr Cardholder [0..1]Cardholder21
      - PrtctdCrdhldrData Protected Cardholder Data [0..1]ContentInformationType40
      - SaleEnvt Sale Environment [0..1]RetailerSaleEnvironment2
    - Cntxt Context [0..1]PaymentContext30
      Context in which the transaction is performed (payment and sale).
      - PmtCntxt Payment Context [0..1]PaymentContext29
      - SaleCntxt Sale Context [0..1]SaleContext4
      - CdtTrfCntxt Credit Transfer Context [0..1]CreditTransferContext1
      - DrctDbtCntxt Direct Debit Context [0..1]DirectDebitContext1
    - Tx Transaction [1..1]CardPaymentTransaction140
      Card payment transaction between an acceptor and an acquirer.
      - TxCaptr Transaction Capture [0..1]TrueFalseIndicator
      - TxTp Transaction Type [0..1]CardPaymentServiceType12Code
      - AddtlSvc Additional Service [0..*]CardPaymentServiceType9Code
      - SvcAttr Service Attribute [0..1]CardPaymentServiceType15Code
      - LastTxFlg Last Transaction Flag [0..1]TrueFalseIndicator
      - MrchntCtgyCd Merchant Category Code [0..1]Min3Max4Text
      - CstmrCnsnt Customer Consent [0..1]TrueFalseIndicator
      - CardPrgrmmPropsd Card Programme Proposed [0..*]Max35Text
      - CardPrgrmmApld Card Programme Applied [0..1]Max35Text
      - SaleRefId Sale Reference Identification [0..1]Max35Text
      - TxId Transaction Identification [1..1]TransactionIdentifier1
      - OrgnlTx Original Transaction [0..1]CardPaymentTransaction138
      - TxSucss Transaction Success [1..1]TrueFalseIndicator
      - Rvsl Reversal [0..1]TrueFalseIndicator
      - MrchntOvrrd Merchant Override [0..1]TrueFalseIndicator
      - FailrRsn Failure Reason [0..*]FailureReason3Code
      - InitrTxId Initiator Transaction Identification [0..1]Max35Text
      - RcptTxId Recipient Transaction Identification [0..1]Max140Text
      - RcncltnId Reconciliation Identification [0..1]Max35Text
      - IntrchngData Interchange Data [0..1]Max140Text
      - IssrCITId Issuer CIT Identification [0..1]Max140Text
      - MrchntCITId Merchant CIT Identification [0..1]Max140Text
      - TxDtls Transaction Details [1..1]CardPaymentTransactionDetails53
      - AuthstnRslt Authorisation Result [0..1]AuthorisationResult18
      - MrchntRefData Merchant Reference Data [0..1]Max70Text
      - AcctFr Account From [0..1]CardAccount16
      - AcctTo Account To [0..1]CardAccount16
      - AddtlTxData Additional Transaction Data [0..*]Max70Text
    - SplmtryData Supplementary Data [0..*]SupplementaryData1
      Additional information incorporated as an extension to the message.
      - PlcAndNm Place And Name [0..1]Max350Text
      - Envlp Envelope [1..1]SupplementaryDataEnvelope1
  - SctyTrlr Security Trailer [0..1]ContentInformationType37
    Trailer of the message containing a MAC.
    - CnttTp Content Type [1..1]ContentType2Code
      Type of data protection.
    - AuthntcdData Authenticated Data [1..1]AuthenticatedData10
      Data protection by a message authentication code (MAC).
      - Vrsn Version [0..1]Number
      - Rcpt Recipient [1..*]Recipient15Choice (choice)
      - MACAlgo MAC Algorithm [1..1]AlgorithmIdentification31
      - NcpsltdCntt Encapsulated Content [1..1]EncapsulatedContent3
      - MAC MAC [1..1]Max140Binary

Have a caaa.003 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in caaa.003

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

caaa.003 questions

What is the latest version of caaa.003?: The latest version in the ISO 20022 e-Repository release of 24 April 2025 is caaa.003.001.14.
What is the root element of caaa.003?: The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:caaa.003.001.14, and its message element is AccptrCmpltnAdvc (AcceptorCompletionAdvice).
Is there an MT equivalent of caaa.003?: No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.