ZagTrader

caad: Card Administration

caad.006 Reconciliation Response

Written and maintained by ZagTrader. Last reviewed . How this page is sourced and checked

caad.006 is the ISO 20022 ReconciliationResponse message in the Card Administration business area (caad). The latest version is caad.006.001.04, and 3 versions are in the repository.

Message
ReconciliationResponse
Latest version
caad.006.001.04
Submitting organisation
ISO TC68/SC9/TG1
MT equivalent
None listed

In use: published in the current ISO 20022 catalogue.

What caad.006 is for

The ReconciliationResponse message is sent by any party to any party (acquirer, agent or issuer) in response to a ReconciliationInitiation message.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

caad.006 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

VersionRegistration statusPublished in
caad.006.001.04latestRegisteredLatest version set
caad.006.001.03RegisteredPrevious version set
caad.006.001.02RegisteredArchive

caad.006 message structure

The building blocks of caad.006.001.04 and the elements directly under them, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

  • Document [1..1]
    • RcncltnRspn ReconciliationResponse [1..1]
      • Hdr Header [1..1]Header71

        Information related to the management of the protocol.

        • MsgFctn Message Function [1..1]ExternalMessageFunction1Code

          Identifies the type of process related to the message.

        • PrtcolVrsn Protocol Version [1..1]Max2048Text

          Version of the acquirer to issuer protocol specifications.

        • XchgId Exchange Identification [0..1]Max35Text

          Unique identification of an exchange of messages between two parties.

        • ReTrnsmssnCntr Re Transmission Counter [0..1]Max3NumericText

          Number of retransmission of the message.

        • CreDtTm Creation Date Time [1..1]ISODateTime

          Date and time at which the message was sent.

        • BtchMgmtInf Batch Management Information [0..1]BatchManagementInformation1

          Information related to the batch and the collection to which the message belongs if any.

        • InitgPty Initiating Party [1..1]GenericIdentification183

          Unique identification of the partner that has initiated the exchange.

        • RcptPty Recipient Party [0..1]GenericIdentification183

          Unique identification of the partner that is the recipient of the message exchange.

        • TracData Trace Data [0..*]AdditionalData1

          Information sent in the request message to be returned in the response one, for instance to help in the retrieval of the context of the exchange.

        • Tracblt Traceability [0..*]Traceability10

          Identification of partners involved in exchange from the merchant to the issuer, with the relative timestamp of their exchanges.

      • RcncltnFctn Reconciliation Function [1..1]ReconciliationFunction1Code

        Type of reconciliation.

      • RcncltnActvtyTp Reconciliation Activity Type [0..1]ReconciliationActivityType1Code

        A code to indicate the activity type to be reconciled.

      • OthrRcncltnActvtyTp Other Reconciliation Activity Type [0..1]Max35Text

        Other reconciliation activity type defined at private or national level

      • RcncltnTp Reconciliation Type [1..1]CardServiceType4Code

        Type of reconciliation.

      • OthrRcncltnTp Other Reconciliation Type [0..1]Max35Text

        Other type of reconciliation.

      • ReqdCcy Requested Currency [0..*]Exact3NumericText

        Requested currency by the acceptor.

      • Orgtr Originator [0..1]PartyIdentification286

        Identifies the originator of the transaction.

        • Id Identification [1..1]Max11NumericText

          Identification of the party.

        • Assgnr Assigner [0..1]Max35Text

          Entity in charge of assigning an identification to a party.

        • Ctry Country [0..1]ISO3NumericCountryCode

          Country of the party.

        • ShrtNm Short Name [0..1]Max35Text

          Short name of the party.

        • LglCorpNm Legal Corporate Name [0..1]Max99Text

          Legal Corporate Name of the party

        • AddtlId Additional Identification [0..*]AdditionalData1

          Additional identification of the party.

        • LclData Local Data [0..1]LocalData14

          Contains local language equivalent(s) of data in the current component.

      • Sndr Sender [0..1]PartyIdentification286

        Party sending the message to another intermediary agent or to the final destination.

        • Id Identification [1..1]Max11NumericText

          Identification of the party.

        • Assgnr Assigner [0..1]Max35Text

          Entity in charge of assigning an identification to a party.

        • Ctry Country [0..1]ISO3NumericCountryCode

          Country of the party.

        • ShrtNm Short Name [0..1]Max35Text

          Short name of the party.

        • LglCorpNm Legal Corporate Name [0..1]Max99Text

          Legal Corporate Name of the party

        • AddtlId Additional Identification [0..*]AdditionalData1

          Additional identification of the party.

        • LclData Local Data [0..1]LocalData14

          Contains local language equivalent(s) of data in the current component.

      • Rcvr Receiver [0..1]PartyIdentification286

        Party receiving the message from the origin or from an intermediary agent.

        • Id Identification [1..1]Max11NumericText

          Identification of the party.

        • Assgnr Assigner [0..1]Max35Text

          Entity in charge of assigning an identification to a party.

        • Ctry Country [0..1]ISO3NumericCountryCode

          Country of the party.

        • ShrtNm Short Name [0..1]Max35Text

          Short name of the party.

        • LglCorpNm Legal Corporate Name [0..1]Max99Text

          Legal Corporate Name of the party

        • AddtlId Additional Identification [0..*]AdditionalData1

          Additional identification of the party.

        • LclData Local Data [0..1]LocalData14

          Contains local language equivalent(s) of data in the current component.

      • Dstn Destination [0..1]PartyIdentification286

        Identifies the destination of the transaction.

        • Id Identification [1..1]Max11NumericText

          Identification of the party.

        • Assgnr Assigner [0..1]Max35Text

          Entity in charge of assigning an identification to a party.

        • Ctry Country [0..1]ISO3NumericCountryCode

          Country of the party.

        • ShrtNm Short Name [0..1]Max35Text

          Short name of the party.

        • LglCorpNm Legal Corporate Name [0..1]Max99Text

          Legal Corporate Name of the party

        • AddtlId Additional Identification [0..*]AdditionalData1

          Additional identification of the party.

        • LclData Local Data [0..1]LocalData14

          Contains local language equivalent(s) of data in the current component.

      • Prgrmm Programme [0..*]ProgrammeMode5

        Programme, network, or brand processes the transaction.

        • ApldId Applied Identification [1..1]Max35Text

          Identification of the programme, network, or brand applied to the transaction.

        • AddtlId Additional Identification [0..*]AdditionalData1

          Additional identification of the program, network, or brand processed the transaction.

      • SysTracAudtNb System Trace Audit Number [0..1]Max12NumericText

        Number assigned by a transaction originator to assist in identifying a transaction uniquely.

      • TrnsmssnDtTm Transmission Date Time [0..1]ISODateTime

        Date and time expressed in UTC of the message as sent by the initiator.

      • RtrvlRefNb Retrieval Reference Number [0..1]Exact12Text

        A reference supplied by the system retaining the original source information and used to assist in locating that information or a copy thereof.

      • LifeCyclId Life Cycle Identification [0..1]Exact15Text

        Transaction lifecycle identification

      • RcncltnTtls Reconciliation Totals [0..*]TransactionTotals14

        Totals of the reconciliation.

        • Id Identification [0..1]Max35Text

          Identification of the reconciliation.

        • Dt Date [0..1]ISODate

          Date of the reconciliation.

        • ChckptRef Checkpoint Reference [0..1]Max35Text

          A value used to allow a period within a reconciliation date.

        • Fin Financial [0..*]FinancialReconciliation3

          Total of credit transactions.

        • Msg Message [0..*]MessageReconciliation3

          Contains total message count.

        • AddtlFeeRcncltn Additional Fee Reconciliation [0..*]AdditionalFeeReconciliation3

          Contains additional fee reconciliation data.

        • Ccy Currency [1..1]Min2Max3NumericText

          Currency of the transaction.

        • Amt Amount [1..1]ImpliedCurrencyAndAmount

          Net amount of reconciliation.

        • CdtDbt Credit Debit [0..1]CreditDebit3Code

          Sign of the net reconciliation amount.

      • Jursdctn Jurisdiction [0..1]Jurisdiction2

        Contains information that identifies or is specific to a transaction jurisdiction.

        • DmstInd Domestic Indicator [0..1]TrueFalseIndicator

          When true, indicates the transaction is considered to be domestic.

        • DmstQlfctn Domestic Qualification [0..1]Max35Text

          Identifies the reason the transaction is considered to be domestic or non-domestic.

      • SttlmSvc Settlement Service [0..1]SettlementService6

        Type of settlement service for specific services requiring settlement.

        • Tp Type [0..1]Max35Text

          Type of settlement service applied

        • Id Identification [0..1]Max35Text

          Identification of settlement service applied.

        • ReqdDt Requested Date [0..1]ISODate

          Date requested for settlement.

        • Dfrrd Deferred [0..1]TrueFalseIndicator

          Indicate a deferred Settlement date.

        • Dt Date [0..1]ISODate

          Actual date of settlement.

        • Tm Time [0..1]ISOTime

          Actual time of settlement.

        • Prd Period [0..1]Max35Text

          Identifies the settlement period, cycle or group.

        • CutOffTm Cut Off Time [0..1]ISODateTime

          Identifies the effective end time of the settlement date and/or period.

        • RptgNttyTp Reporting Entity Type [0..1]Max35Text

          Identifies the type of settlement reporting entity

        • RptgNttyId Reporting Entity Identification [0..1]Max35Text

          Identification of the settlement reporting entity.

        • AddtlInf Additional Information [0..*]AdditionalData1

          Additional Settlement Information.

      • AddtlFee Additional Fee [0..*]AdditionalFee3

        Fees not included in the transaction amount.

        • Tp Type [1..1]TypeOfAmount21Code

          Type or class of fee.

        • OthrTp Other Type [0..1]Max35Text

          Additional information to specify the type of amount of fee.

        • Prgm Program [0..1]Max35Text

          Identification of fee program.

        • Dscrptr Descriptor [0..1]Max35Text

          Identification of specific fee.

        • CdtDbt Credit Debit [0..1]CreditDebit3Code

          Contains code list for a credit or debit transaction

        • Amt Amount [1..1]ImpliedCurrencyAndAmount

          Amount exclusive of currency.

        • Ccy Currency [0..1]ISO3NumericCurrencyCode

          Currency for the type of amount.

        • RcncltnAmt Reconciliation Amount [0..1]ImpliedCurrencyAndAmount

          Amount of the transaction in Reconciliation currency

        • RcncltnCcy Reconciliation Currency [0..1]ISO3NumericCurrencyCode

          Currency code of Reconciliation and associated with Reconciliation amount.

        • RcncltnFctvXchgRate Reconciliation Effective Exchange Rate [0..1]BaseOne25Rate

          Effective exchange rate used in the conversion from transaction amount to reconciliation amount.

        • Assgnr Assigner [0..1]PartyType32Code

          A code to identify the type of party who assign the fee.

        • OthrAssgnr Other Assigner [0..1]Max35Text

          Other type of party that assign the fee.

        • Desc Description [0..1]Max140Text

          Short description of the fee amount.

      • Rcncltn Reconciliation [0..1]Reconciliation4

        Identification of the reconciliation period between the acquirer and the issuer or their respective agents.

        • Id Identification [0..1]Max35Text

          Identification of the reconciliation.

        • Dt Date [0..1]ISODate

          Date of the reconciliation.

        • ChckptRef Checkpoint Reference [0..1]Max35Text

          A value used to allow a period within a reconciliation date.

      • AddtlData Additional Data [0..*]AdditionalData2

        Contains additional data.

        • Tp Type [0..1]Max35Text

          Type of information.

        • Dtls Details [0..*]AdditionalData1

          Detail of the specific type of data.

      • PrcgRslt Processing Result [1..1]ProcessingResult23

        Outcome of the processing.

        • RspnSrcId Response Source Identification [0..1]Max35Text

          Identification of response source.

        • RspnSrcTp Response Source Type [0..1]PartyType26Code

          Type of response source.

        • RspnSrcOthrTp Response Source Other Type [0..1]Max35Text

          Other type of response source.

        • RspnSrcAssgnr Response Source Assigner [0..1]PartyType9Code

          Entity that assigns the identification for the response source.

        • RspnSrcCtry Response Source Country [0..1]ISOMax3ACountryCode

          Country of the response source

        • RspnSrcShrtNm Response Source Short Name [0..1]Max35Text

          Short name of the response source

        • RspnCd Response Code [1..1]ISO8583ResponseCode

          Response code defined in ISO 8583.

        • ErrDtl Error Detail [0..*]ErrorDetails3

          Error detail information.

        • AddtlInf Additional Information [0..*]AdditionalData1

          Additional information relevant for the destination.

      • OrgnlRspnCd Original Response Code [0..1]ISO8583ResponseCode

        Original Response code.

      • PrtctdData Protected Data [0..*]ProtectedData2

        Contains protected data and the attributes used to protect the data.

        • CnttTp Content Type [1..1]ContentType3Code

          Type of data protection.

        • EnvlpdData Enveloped Data [0..1]EnvelopedData12

          Consists of an encrypted content of any type and encrypted content-encryption keys for one or more recipients.

        • NcrptdData Encrypted Data [0..1]EncryptedData2

          Contains encrypted data and the attributes used to encrypt the data using the ISO 13492 methods for data encryption.

      • SplmtryData Supplementary Data [0..*]SupplementaryData1

        Additional information that can not be captured in the structured fields and/or other specific block.

        • PlcAndNm Place And Name [0..1]Max350Text

          Unambiguous reference to the location where the supplementary data must be inserted in the message instance.

        • Envlp Envelope [1..1]SupplementaryDataEnvelope1

          Technical element wrapping the supplementary data.

      • SctyTrlr Security Trailer [0..1]ContentInformationType41

        Trailer of the message containing a MAC

        • MACData MAC Data [1..1]MACData1

          Type of data protection.

        • MAC MAC [1..1]Max8HexBinaryText

          Message Authentication Code data.

Have a caad.006 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in caad.006

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

caad.006 questions

What is the latest version of caad.006?
The latest version in the ISO 20022 e-Repository release of 24 April 2025 is caad.006.001.04.
What is the root element of caad.006?
The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:caad.006.001.04, and its message element is RcncltnRspn (ReconciliationResponse).
Is there an MT equivalent of caad.006?
No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.