What is the latest version of camt.106?

The latest version in the ISO 20022 e-Repository release of 24 April 2025 is camt.106.001.03.

What is the root element of camt.106?

The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:camt.106.001.03, and its message element is ChrgsPmtReq (ChargesPaymentRequest).

Is there an MT equivalent of camt.106?

Yes. camt.106 does the same business job as MT191. Field-level translation has gaps in both directions.

camt: Cash Management

camt.106 Charges Payment Request

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

camt.106 is the ISO 20022 ChargesPaymentRequest message in the Cash Management business area (camt). The latest version is camt.106.001.03, and 3 versions are in the repository.

Message: ChargesPaymentRequest
Latest version: camt.106.001.03
Submitting organisation: Swift
MT equivalent: MT191

In use: published in the current ISO 20022 catalogue.

What camt.106 is for

The ChargesPaymentRequest message is sent by a financial institution to another financial institution to request the payment of charges, interest and/or other expenses which are previously unknown to the receiver.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

camt.106 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

Version	Registration status	Published in
camt.106.001.03latest	Registered	Latest version set
camt.106.001.02	Registered	Previous version set
camt.106.001.01	Registered	Archive

camt.106 message structure

The building blocks of camt.106.001.03 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

Document [1..1]
- ChrgsPmtReq ChargesPaymentRequest [1..1]
  - GrpHdr Group Header [1..1]GroupHeader130
    Unique identification of the charges message.
    - MsgId Message Identification [1..1]Max35Text
      Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message.
    - CreDtTm Creation Date Time [1..1]ISODateTime
      Date and time at which the message was created.
    - ChrgsRqstr Charges Requestor [0..1]BranchAndFinancialInstitutionIdentification8
      Agent that requests the charges, if other than the sender.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - SttlmInstr Settlement Instruction [0..1]SettlementInstruction19
      Specifies the details on how the settlement of the subsequent transaction(s) is completed.
      - ReqdSttlmDt Requested Settlement Date [0..1]ISODate
      - CdtrAgt Creditor Agent [1..1]BranchAndFinancialInstitutionIdentification8
      - CdtrAgtAcct Creditor Agent Account [0..1]CashAccount40
      - Cdtr Creditor [0..1]BranchAndFinancialInstitutionIdentification8
      - CdtrAcct Creditor Account [0..1]CashAccount40
    - TtlChrgs Total Charges [0..1]TotalCharges7
      Total charges claimed through this message.
      - NbOfChrgsRcrds Number Of Charges Records [1..1]Max15NumericText
      - CtrlSum Control Sum [0..1]DecimalNumber
      - TtlChrgsAmt Total Charges Amount [0..1]ActiveCurrencyAndAmount
      - CdtDbtInd Credit Debit Indicator [0..1]CreditDebitCode
    - ChrgsAcctAgt Charges Account Agent [0..1]BranchAndFinancialInstitutionIdentification8
      Agent that services the charges account.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - ChrgsAcctAgtAcct Charges Account Agent Account [0..1]CashAccount40
      Account of the agent that services the charges account.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
  - Chrgs Charges [1..1]Charges6Choice (choice)
    Provides information on the charges to be paid by the charge bearer(s) related to the processing of the underlying transaction.
    - Sngl Single [1..1]ChargesRecord12
      Charges related to a single payment transaction.
      - ChrgsId Charges Identification [0..1]Max35Text
      - RcrdId Record Identification [0..1]Max35Text
      - ChrgsRqstr Charges Requestor [0..1]BranchAndFinancialInstitutionIdentification8
      - SttlmInstr Settlement Instruction [0..1]SettlementInstruction19
      - UndrlygTx Underlying Transaction [1..1]TransactionReferences7
      - Amt Amount [1..1]ActiveCurrencyAndAmount
      - CdtDbtInd Credit Debit Indicator [0..1]CreditDebitCode
      - ValDt Value Date [0..1]DateAndDateTime2Choice (choice)
      - Dbtr Debtor [0..1]PartyIdentification272
      - DbtrAcct Debtor Account [0..1]CashAccount40
      - DbtrAgt Debtor Agent [0..1]BranchAndFinancialInstitutionIdentification8
      - DbtrAgtAcct Debtor Agent Account [0..1]CashAccount40
      - ChrgsAcctAgt Charges Account Agent [0..1]BranchAndFinancialInstitutionIdentification8
      - ChrgsAcctAgtAcct Charges Account Agent Account [0..1]CashAccount40
      - Tp Type [0..1]ChargeType3Choice (choice)
      - InstrForInstdAgt Instruction For Instructed Agent [0..1]InstructionForInstructedAgent1
      - AddtlInf Additional Information [0..1]Max140Text
    - PerTx Per Transaction [1..1]ChargesPerTransaction6
      Charges broken down per payment transaction.
      - ChrgsId Charges Identification [0..1]Max35Text
      - TtlChrgsPerTx Total Charges Per Transaction [0..1]TotalCharges7
      - ChrgsAcctAgt Charges Account Agent [0..1]BranchAndFinancialInstitutionIdentification8
      - ChrgsAcctAgtAcct Charges Account Agent Account [0..1]CashAccount40
      - Rcrd Record [1..*]ChargesPerTransactionRecord6
      - AddtlInf Additional Information [0..1]Max140Text
    - PerTp Per Type [1..*]ChargesPerType6
      Charges broken down per type of charges.
      - ChrgsId Charges Identification [0..1]Max35Text
      - TtlChrgsPerChrgTp Total Charges Per Charge Type [0..1]TotalCharges7
      - ChrgsAcctAgt Charges Account Agent [0..1]BranchAndFinancialInstitutionIdentification8
      - ChrgsAcctAgtAcct Charges Account Agent Account [0..1]CashAccount40
      - Tp Type [1..1]ChargeType3Choice (choice)
      - Rcrd Record [1..*]ChargesPerTypeRecord6
      - AddtlInf Additional Information [0..1]Max140Text
  - SplmtryData Supplementary Data [0..*]SupplementaryData1
    Additional information that cannot be captured in the structured elements and/or any other specific block.
    - PlcAndNm Place And Name [0..1]Max350Text
      Unambiguous reference to the location where the supplementary data must be inserted in the message instance.
    - Envlp Envelope [1..1]SupplementaryDataEnvelope1
      Technical element wrapping the supplementary data.

Have a camt.106 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in camt.106

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

camt.106 questions

What is the latest version of camt.106?: The latest version in the ISO 20022 e-Repository release of 24 April 2025 is camt.106.001.03.
What is the root element of camt.106?: The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:camt.106.001.03, and its message element is ChrgsPmtReq (ChargesPaymentRequest).
Is there an MT equivalent of camt.106?: Yes. camt.106 does the same business job as MT191. Field-level translation has gaps in both directions.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.