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pacs: Payments Clearing and Settlement

pacs.006 Payment Cancellation Request

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pacs.006 is the ISO 20022 PaymentCancellationRequest message in the Payments Clearing and Settlement business area (pacs). The latest version is pacs.006.001.01. It is no longer in the current catalogue of messages.

Message
PaymentCancellationRequest
Latest version
pacs.006.001.01
Submitting organisation
Not read from the catalogue
MT equivalent
None listed

Archived: no version is in the latest or previous version sets.

What pacs.006 is for

The PaymentCancellationRequest message is sent by the initiating party or any agent, to the next party in the payment chain. It is used to request the cancellation of an instruction previously sent.

The PaymentCancellationRequest message is exchanged between agents to request the cancellation of a payment message previously sent (i.e. FIToFICustomerCreditTransfer, FIToFICustomerDirectDebit, and FinancialInstitutionCreditTransfer).

The PaymentCancellationRequest message can be used to request the cancellation of single instructions or multiple instructions, from one or multiple files.

The PaymentCancellationRequest message can be used in domestic and cross-border scenarios.

The PaymentCancellationRequest message refers to the original instruction(s) by means of references only or by means of references and a set of elements from the original instruction.

The PaymentCancellationRequest message exchanged between agents is identified in the schema as follows:

urn: iso: std: iso: 20022: tech: xsd: pacs.006.001.01.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

pacs.006 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

VersionRegistration statusPublished in
pacs.006.001.01latestRegisteredArchive

pacs.006 message structure

The building blocks of pacs.006.001.01 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

  • Document [1..1]
    • pacs.006.001.01 PaymentCancellationRequest [1..1]
      • GrpHdr Group Header [1..1]GroupHeader7

        Set of characteristics shared by all individual transactions included in the message.

        • MsgId Message Identification [1..1]Max35Text

          Point to point reference assigned by the instructing party and sent to the next party in the chain to unambiguously identify the message.

        • CreDtTm Creation Date Time [1..1]ISODateTime

          Date and time at which the (group of) cancellation request(s) was created by the instructing party.

        • NbOfTxs Number Of Transactions [1..1]Max15NumericText

          Number of individual transactions contained in the message.

        • CtrlSum Control Sum [0..1]DecimalNumber

          Total of all individual amounts included in the message, irrespective of currencies.

        • GrpCxl Group Cancellation [0..1]GroupingIndicator

          Indicates whether the cancellation applies to a whole group of transactions or to individual transactions within the original group.

        • InitgPty Initiating Party [0..1]PartyIdentification8

          Party initiating the payment.

          • Nm Name [0..1]Max70Text
          • PstlAdr Postal Address [0..1]PostalAddress1
          • Id Identification [0..1]Party2Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
        • FwdgAgt Forwarding Agent [0..1]BranchAndFinancialInstitutionIdentification3

          Financial institution that receives the instruction from the initiating party and forwards it to the next agent in the payment chain.

          • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification5Choice (choice)
          • BrnchId Branch Identification [0..1]BranchData
        • DbtrAgt Debtor Agent [0..1]BranchAndFinancialInstitutionIdentification3

          Financial institution servicing an account for the debtor.

          • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification5Choice (choice)
          • BrnchId Branch Identification [0..1]BranchData
        • CdtrAgt Creditor Agent [0..1]BranchAndFinancialInstitutionIdentification3

          Financial institution servicing an account for the creditor.

          • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification5Choice (choice)
          • BrnchId Branch Identification [0..1]BranchData
        • InstgAgt Instructing Agent [0..1]BranchAndFinancialInstitutionIdentification3

          Agent that instructs the next party in the chain to carry out the (set of) instruction(s).

          • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification5Choice (choice)
          • BrnchId Branch Identification [0..1]BranchData
        • InstdAgt Instructed Agent [0..1]BranchAndFinancialInstitutionIdentification3

          Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s).

          • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification5Choice (choice)
          • BrnchId Branch Identification [0..1]BranchData
      • OrgnlGrpInf Original Group Information [1..1]OriginalGroupInformation4

        Information concerning the original group of transactions, to which the message refers.

        • OrgnlMsgId Original Message Identification [1..1]Max35Text

          Point to point reference assigned by the original instructing party to unambiguously identify the original group of individual transactions.

        • OrgnlMsgNmId Original Message Name Identification [1..1]Max35Text

          Specifies the original message name identifier to which the message refers, eg, pacs.003.001.01 or MT103.

        • OrgnlCreDtTm Original Creation Date Time [0..1]ISODateTime

          Original date and time at which the message was created.

        • CxlRsnInf Cancellation Reason Information [0..*]CancellationReasonInformation1

          Detailed information on the cancellation reason.

          • CxlOrgtr Cancellation Originator [0..1]PartyIdentification8
          • CxlRsn Cancellation Reason [0..1]CancellationReason1Choice (choice)
          • AddtlCxlRsnInf Additional Cancellation Reason Information [0..*]Max105Text
      • TxInf Transaction Information [0..*]PaymentTransactionInformation3

        Information concerning the original transactions, to which the cancellation request message refers.

        • CxlId Cancellation Identification [0..1]Max35Text

          Unique and unambiguous identifier of a cancellation request, assigned by an instructing party.

        • OrgnlPmtInfId Original Payment Information Identification [0..1]Max35Text

          Unique and unambiguous identifier of the original payment information block as assigned by the original sending party.

        • OrgnlInstrId Original Instruction Identification [0..1]Max35Text

          Original unique instruction identification as assigned by an instructing party for an instructed party to unambiguously identify the original...

        • OrgnlEndToEndId Original End To End Identification [0..1]Max35Text

          Original unique identification assigned by the initiating party to unambiguously identify the original transaction.

        • OrgnlTxId Original Transaction Identification [0..1]Max35Text

          Original identification of a transaction, as assigned by the first instructing agent and passed on, unchanged, throughout the entire interbank chain.

        • OrgnlIntrBkSttlmAmt Original Interbank Settlement Amount [0..1]CurrencyAndAmount

          Amount of money transferred between the instructing agent and the instructed agent in the original transaction.

        • OrgnlInstdAmt Original Instructed Amount [0..1]CurrencyAndAmount

          Amount of money to be moved between the debtor and the creditor, before deduction of charges, expressed in the currency as ordered by the initiating...

        • InstgAgt Instructing Agent [0..1]BranchAndFinancialInstitutionIdentification3

          Agent that instructs the next party in the chain to carry out the (set of) instruction(s).

          • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification5Choice (choice)
          • BrnchId Branch Identification [0..1]BranchData
        • InstdAgt Instructed Agent [0..1]BranchAndFinancialInstitutionIdentification3

          Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s).

          • FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification5Choice (choice)
          • BrnchId Branch Identification [0..1]BranchData
        • CxlRsnInf Cancellation Reason Information [0..*]CancellationReasonInformation1

          Detailed information on the cancellation reason.

          • CxlOrgtr Cancellation Originator [0..1]PartyIdentification8
          • CxlRsn Cancellation Reason [0..1]CancellationReason1Choice (choice)
          • AddtlCxlRsnInf Additional Cancellation Reason Information [0..*]Max105Text
        • OrgnlTxRef Original Transaction Reference [0..1]OriginalTransactionReference1

          Set of key elements of the original transaction being referred to.

          • IntrBkSttlmAmt Interbank Settlement Amount [0..1]CurrencyAndAmount
          • Amt Amount [0..1]AmountType2Choice (choice)
          • IntrBkSttlmDt Interbank Settlement Date [0..1]ISODate
          • ReqdExctnDt Requested Execution Date [0..1]ISODate
          • ReqdColltnDt Requested Collection Date [0..1]ISODate
          • CdtrSchmeId Creditor Scheme Identification [0..1]PartyIdentification8
          • SttlmInf Settlement Information [0..1]SettlementInformation3
          • PmtTpInf Payment Type Information [0..1]PaymentTypeInformation6
          • PmtMtd Payment Method [0..1]PaymentMethod4Code
          • MndtRltdInf Mandate Related Information [0..1]MandateRelatedInformation1
          • RmtInf Remittance Information [0..1]RemittanceInformation1
          • UltmtDbtr Ultimate Debtor [0..1]PartyIdentification8
          • Dbtr Debtor [0..1]PartyIdentification8
          • DbtrAcct Debtor Account [0..1]CashAccount7
          • DbtrAgt Debtor Agent [0..1]BranchAndFinancialInstitutionIdentification3
          • DbtrAgtAcct Debtor Agent Account [0..1]CashAccount7
          • CdtrAgt Creditor Agent [0..1]BranchAndFinancialInstitutionIdentification3
          • CdtrAgtAcct Creditor Agent Account [0..1]CashAccount7
          • Cdtr Creditor [0..1]PartyIdentification8
          • CdtrAcct Creditor Account [0..1]CashAccount7
          • UltmtCdtr Ultimate Creditor [0..1]PartyIdentification8

Have a pacs.006 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

pacs.006 questions

What is the latest version of pacs.006?
The latest version in the ISO 20022 e-Repository release of 24 April 2025 is pacs.006.001.01.
What is the root element of pacs.006?
The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:pacs.006.001.01, and its message element is pacs.006.001.01 (PaymentCancellationRequest).
Is there an MT equivalent of pacs.006?
No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.