What is the latest version of camt.023?

The latest version in the ISO 20022 e-Repository release of 24 April 2025 is camt.023.001.07.

What is the root element of camt.023?

The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:camt.023.001.07, and its message element is BckpPmt (BackupPayment).

Is there an MT equivalent of camt.023?

No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

camt: Cash Management

camt.023 Backup Payment

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

camt.023 is the ISO 20022 BackupPayment message in the Cash Management business area (camt). The latest version is camt.023.001.07.

Message: BackupPayment
Latest version: camt.023.001.07
Submitting organisation: Swift
MT equivalent: None listed

In use: published in the current ISO 20022 catalogue.

What camt.023 is for

The BackupPayment message is sent by a member to the transaction administrator.
It is used to request a liquidity transfer from the member to another participant in the system when the user is in recovery mode.
Under very specific circumstances, the transaction administrator can accept direct input of transactions as part of its cash management functionalities. This possibility is available only when a declared incident has been reported to the transaction administrator This could be the case, for example, when the internal systems of the member are having problems sending out payments or when the continuity of the whole system is put at risk.
The purpose of the BackupPayment message is to prevent the consequences of a specific failure affecting not only the member experiencing problems but also its counterparties. Members can therefore input transactions directly in order to ensure the stability of the system and smooth exchanges.
At any time during the operating hours of the system, and under the agreed circumstances, the member can request a backup payment to be effected.
The member can request the transfer by identifying the following elements:
- party (account owner) that will receive the funds
- the financial institution that will receive the funds on behalf of the account owner
Based on the criteria received within the BackupPayment message, the transaction administrator will execute or reject the requested funds transfer.
The transaction administrator may send a Receipt message as a reply to the BackupPayment request.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

camt.023 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

Version	Registration status	Published in
camt.023.001.07latest	Registered	Latest version set

camt.023 message structure

The building blocks of camt.023.001.07 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

Document [1..1]
- BckpPmt BackupPayment [1..1]
  - MsgHdr Message Header [1..1]MessageHeader1
    Common business identification for the message.
    - MsgId Message Identification [1..1]Max35Text
      Point to point reference, as assigned by the sender, to unambiguously identify the message.
    - CreDtTm Creation Date Time [0..1]ISODateTime
      Date and time at which the message was created.
  - OrgnlMsgId Original Message Identification [0..1]MessageHeader1
    Identifies the original message identification.
    - MsgId Message Identification [1..1]Max35Text
      Point to point reference, as assigned by the sender, to unambiguously identify the message.
    - CreDtTm Creation Date Time [0..1]ISODateTime
      Date and time at which the message was created.
  - InstrInf Instruction Information [0..1]PaymentInstruction13
    Provides details on the execution and type of payment contained in the instruction.
    - ReqdExctnDtTm Requested Execution Date Time [0..1]ISODateTime
      Date at which the initiating party requests that the payment instruction be processed.
    - PmtTp Payment Type [0..1]PaymentType4Choice (choice)
      Type, or nature, of the payment, for example an express payment.
      - Cd Code [1..1]PaymentType3Code
      - Prtry Proprietary [1..1]Max35Text
  - TrfdAmt Transferred Amount [1..1]Amount2Choice (choice)
    Quantity of cash that the transaction administrator transfers from one account to another.
    - AmtWthtCcy Amount Without Currency [1..1]ImpliedCurrencyAndAmount
      Number of monetary units specified in a currency where the unit of currency is implied by the context.
    - AmtWthCcy Amount With Currency [1..1]ActiveCurrencyAndAmount
      Number of monetary units specified in a currency where the unit of currency is explicit.
  - Cdtr Creditor [1..1]SystemMember3
    Party that receives an amount of money from the debtor.
    - SysId System Identification [0..1]SystemIdentification2Choice (choice)
      Identification of a particular cash clearing system.
      - MktInfrstrctrId Market Infrastructure Identification [1..1]MarketInfrastructureIdentification1Choice (choice)
      - Ctry Country [1..1]CountryCode
    - MmbId Member Identification [1..1]MemberIdentification3Choice (choice)
      Unique and unambiguous identification of a member within a system, assigned using the member identification scheme of the system.
      - BICFI BICFI [1..1]BICFIDec2014Identifier
      - ClrSysMmbId Clearing System Member Identification [1..1]ClearingSystemMemberIdentification2
      - Othr Other [1..1]GenericFinancialIdentification1
  - CdtrAgt Creditor Agent [0..1]SystemMember3
    Financial institution that receives the payment transaction on behalf of an account owner, or other nominated party, and credits the account.
    - SysId System Identification [0..1]SystemIdentification2Choice (choice)
      Identification of a particular cash clearing system.
      - MktInfrstrctrId Market Infrastructure Identification [1..1]MarketInfrastructureIdentification1Choice (choice)
      - Ctry Country [1..1]CountryCode
    - MmbId Member Identification [1..1]MemberIdentification3Choice (choice)
      Unique and unambiguous identification of a member within a system, assigned using the member identification scheme of the system.
      - BICFI BICFI [1..1]BICFIDec2014Identifier
      - ClrSysMmbId Clearing System Member Identification [1..1]ClearingSystemMemberIdentification2
      - Othr Other [1..1]GenericFinancialIdentification1
  - DbtrAgt Debtor Agent [0..1]SystemMember3
    Financial institution that receives the payment transaction from the account owner, or other authorised party, and processes the instruction.
    - SysId System Identification [0..1]SystemIdentification2Choice (choice)
      Identification of a particular cash clearing system.
      - MktInfrstrctrId Market Infrastructure Identification [1..1]MarketInfrastructureIdentification1Choice (choice)
      - Ctry Country [1..1]CountryCode
    - MmbId Member Identification [1..1]MemberIdentification3Choice (choice)
      Unique and unambiguous identification of a member within a system, assigned using the member identification scheme of the system.
      - BICFI BICFI [1..1]BICFIDec2014Identifier
      - ClrSysMmbId Clearing System Member Identification [1..1]ClearingSystemMemberIdentification2
      - Othr Other [1..1]GenericFinancialIdentification1
  - SplmtryData Supplementary Data [0..*]SupplementaryData1
    Additional information that cannot be captured in the structured elements and/or any other specific block.
    - PlcAndNm Place And Name [0..1]Max350Text
      Unambiguous reference to the location where the supplementary data must be inserted in the message instance.
    - Envlp Envelope [1..1]SupplementaryDataEnvelope1
      Technical element wrapping the supplementary data.

Have a camt.023 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in camt.023

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

camt.023 questions

What is the latest version of camt.023?: The latest version in the ISO 20022 e-Repository release of 24 April 2025 is camt.023.001.07.
What is the root element of camt.023?: The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:camt.023.001.07, and its message element is BckpPmt (BackupPayment).
Is there an MT equivalent of camt.023?: No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.