What is the latest version of camt.028?

The latest version in the ISO 20022 e-Repository release of 24 April 2025 is camt.028.001.12.

What is the root element of camt.028?

The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:camt.028.001.12, and its message element is AddtlPmtInf (AdditionalPaymentInformation).

Is there an MT equivalent of camt.028?

No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

camt: Cash Management

camt.028 Additional Payment Information

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

camt.028 is the ISO 20022 AdditionalPaymentInformation message in the Cash Management business area (camt). The latest version is camt.028.001.12, and 12 versions are in the repository.

Message: AdditionalPaymentInformation
Latest version: camt.028.001.12
Submitting organisation: Swift
MT equivalent: None listed

In use: published in the current ISO 20022 catalogue.

What camt.028 is for

The AdditionalPaymentInformation message is sent by an account servicing institution to an account owner.
This message is used to provide additional or corrected information on a payment instruction or statement entry, in order to allow reconciliation.
The AdditionalPaymentInformation message provides elements which are usually not reported in a statement or advice (for example full remittance information or identification of parties other than the account servicing institution and the account owner). It complements information about a payment instruction that has already been received, in the form of one or several entries of the original payment instruction.
The AdditionalPaymentInformation message covers one and only one original payment instruction. If several payment instructions need further details, multiple AdditionalPaymentInformation messages must be used, one for each of the payment instructions.
The AdditionalPaymentInformation message may be used as a result of two investigation processes and in a way outlined below.
- A ClaimNonReceipt workflow raised by the creditor or recipient of the payment: This means that the payment instruction has reached the creditor or beneficiary. The account owner needs further details or correct information for its reconciliation processes. The AdditionalPaymentInformation can be used to provide the missing information;

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

camt.028 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

Version	Registration status	Published in
camt.028.001.12latest	Registered	Latest version set
camt.028.001.11	Registered	Previous version set
camt.028.001.10	Registered	Archive
camt.028.001.09	Registered	Archive
camt.028.001.08	Registered	Archive
camt.028.001.07	Registered	Archive
camt.028.001.06	Registered	Archive
camt.028.001.05	Registered	Archive
camt.028.001.04	Registered	Archive
camt.028.001.03	Registered	Archive
camt.028.001.02	Provisionally Registered	Archive
camt.028.001.01	Registered	Archive

camt.028 message structure

The building blocks of camt.028.001.12 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

Document [1..1]
- AddtlPmtInf AdditionalPaymentInformation [1..1]
  - Assgnmt Assignment [1..1]CaseAssignment6
    Identifies the assignment of an investigation case from an assigner to an assignee.
    - Id Identification [1..1]Max35Text
      Uniquely identifies the case assignment.
    - Assgnr Assigner [1..1]Party50Choice (choice)
      Party who assigns the case.
      - Pty Party [1..1]PartyIdentification272
      - Agt Agent [1..1]BranchAndFinancialInstitutionIdentification8
    - Assgne Assignee [1..1]Party50Choice (choice)
      Party to which the case is assigned.
      - Pty Party [1..1]PartyIdentification272
      - Agt Agent [1..1]BranchAndFinancialInstitutionIdentification8
    - CreDtTm Creation Date Time [1..1]ISODateTime
      Date and time at which the assignment was created.
  - Case Case [0..1]Case6
    Identifies the investigation case.
    - Id Identification [1..1]Max35Text
      Uniquely identifies the case.
    - Cretr Creator [1..1]Party50Choice (choice)
      Party that created the investigation case.
      - Pty Party [1..1]PartyIdentification272
      - Agt Agent [1..1]BranchAndFinancialInstitutionIdentification8
    - ReopCaseIndctn Reopen Case Indication [0..1]YesNoIndicator
      Indicates whether or not the case was previously closed and is now re-opened.
  - Undrlyg Underlying [1..1]UnderlyingTransaction8Choice (choice)
    Identifies the underlying payment instruction.
    - Initn Initiation [1..1]UnderlyingPaymentInstruction9
      Set of elements used to reference the details of the original payment initiation.
      - OrgnlGrpInf Original Group Information [0..1]UnderlyingGroupInformation1
      - OrgnlPmtInfId Original Payment Information Identification [0..1]Max35Text
      - OrgnlInstrId Original Instruction Identification [0..1]Max35Text
      - OrgnlEndToEndId Original End To End Identification [0..1]Max35Text
      - OrgnlUETR Original UETR [0..1]UUIDv4Identifier
      - OrgnlInstdAmt Original Instructed Amount [0..1]ActiveOrHistoricCurrencyAndAmount
      - ReqdExctnDt Requested Execution Date [0..1]DateAndDateTime2Choice (choice)
      - ReqdColltnDt Requested Collection Date [0..1]ISODate
      - OrgnlTxRef Original Transaction Reference [0..1]OriginalTransactionReference42
      - OrgnlSvcLvl Original Service Level [0..1]ServiceLevel8Choice (choice)
    - IntrBk Interbank [1..1]UnderlyingPaymentTransaction8
      Set of elements used to reference the details of the original interbank payment transaction.
      - OrgnlGrpInf Original Group Information [0..1]UnderlyingGroupInformation1
      - OrgnlInstrId Original Instruction Identification [0..1]Max35Text
      - OrgnlEndToEndId Original End To End Identification [0..1]Max35Text
      - OrgnlTxId Original Transaction Identification [0..1]Max35Text
      - OrgnlUETR Original UETR [0..1]UUIDv4Identifier
      - OrgnlIntrBkSttlmAmt Original Interbank Settlement Amount [0..1]ActiveOrHistoricCurrencyAndAmount
      - OrgnlIntrBkSttlmDt Original Interbank Settlement Date [0..1]ISODate
      - OrgnlTxRef Original Transaction Reference [0..1]OriginalTransactionReference42
      - OrgnlSvcLvl Original Service Level [0..1]ServiceLevel8Choice (choice)
    - StmtNtry Statement Entry [1..1]UnderlyingStatementEntry3
      Reference details on the underlying statement cash entry.
      - OrgnlGrpInf Original Group Information [0..1]OriginalGroupInformation29
      - OrgnlStmtId Original Statement Identification [0..1]Max35Text
      - OrgnlNtryId Original Entry Identification [0..1]Max35Text
      - OrgnlUETR Original UETR [0..1]UUIDv4Identifier
  - Inf Information [1..1]PaymentComplementaryInformation11
    Additional information to the underlying payment instruction.
    - InstrId Instruction Identification [0..1]Max35Text
      Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the instruction.
    - EndToEndId End To End Identification [0..1]Max35Text
      Unique identification, as assigned by the initiating party, to unambiguously identify the transaction.
    - TxId Transaction Identification [0..1]Max35Text
      Unique identification, as assigned by the first instructing agent, to unambiguously identify the transaction that is passed on, unchanged, throughout...
    - PmtTpInf Payment Type Information [0..1]PaymentTypeInformation27
      Set of elements used to further specify the type of transaction.
      - InstrPrty Instruction Priority [0..1]Priority2Code
      - ClrChanl Clearing Channel [0..1]ClearingChannel2Code
      - SvcLvl Service Level [0..*]ServiceLevel8Choice (choice)
      - LclInstrm Local Instrument [0..1]LocalInstrument2Choice (choice)
      - SeqTp Sequence Type [0..1]SequenceType3Code
      - CtgyPurp Category Purpose [0..1]CategoryPurpose1Choice (choice)
    - ReqdExctnDt Requested Execution Date [0..1]DateAndDateTime2Choice (choice)
      Date at which the initiating party requests the clearing agent to process the payment.
      - Dt Date [1..1]ISODate
      - DtTm Date Time [1..1]ISODateTime
    - ReqdColltnDt Requested Collection Date [0..1]ISODate
      Date and time at which the creditor requests that the amount of money is to be collected from the debtor.
    - IntrBkSttlmDt Interbank Settlement Date [0..1]ISODate
      Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to...
    - Amt Amount [0..1]AmountType4Choice (choice)
      Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating...
      - InstdAmt Instructed Amount [1..1]ActiveOrHistoricCurrencyAndAmount
      - EqvtAmt Equivalent Amount [1..1]EquivalentAmount2
    - IntrBkSttlmAmt Interbank Settlement Amount [0..1]ActiveOrHistoricCurrencyAndAmount
      Amount of money moved between the instructing agent and the instructed agent.
    - ChrgBr Charge Bearer [0..1]ChargeBearerType1Code
      Specifies which party/parties will bear the charges associated with the processing of the payment transaction.
    - UltmtDbtr Ultimate Debtor [0..1]PartyIdentification272
      Ultimate party that owes an amount of money to the (ultimate) creditor.
      - Nm Name [0..1]Max140Text
      - PstlAdr Postal Address [0..1]PostalAddress27
      - Id Identification [0..1]Party52Choice (choice)
      - CtryOfRes Country Of Residence [0..1]CountryCode
      - CtctDtls Contact Details [0..1]Contact13
    - Dbtr Debtor [0..1]PartyIdentification272
      Party that owes an amount of money to the (ultimate) creditor.
      - Nm Name [0..1]Max140Text
      - PstlAdr Postal Address [0..1]PostalAddress27
      - Id Identification [0..1]Party52Choice (choice)
      - CtryOfRes Country Of Residence [0..1]CountryCode
      - CtctDtls Contact Details [0..1]Contact13
    - DbtrAcct Debtor Account [0..1]CashAccount40
      Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - DbtrAgt Debtor Agent [0..1]BranchAndFinancialInstitutionIdentification8
      Financial institution servicing an account for the debtor.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - DbtrAgtAcct Debtor Agent Account [0..1]CashAccount40
      Unambiguous identification of the account of the debtor agent at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - SttlmInf Settlement Information [0..1]SettlementInstruction15
      Instruction between two clearing agents stipulating the cash transfer characteristics between the two parties.
      - SttlmMtd Settlement Method [1..1]SettlementMethod1Code
      - SttlmAcct Settlement Account [0..1]CashAccount40
      - ClrSys Clearing System [0..1]ClearingSystemIdentification3Choice (choice)
      - InstgRmbrsmntAgt Instructing Reimbursement Agent [0..1]BranchAndFinancialInstitutionIdentification8
      - InstgRmbrsmntAgtAcct Instructing Reimbursement Agent Account [0..1]CashAccount40
      - InstdRmbrsmntAgt Instructed Reimbursement Agent [0..1]BranchAndFinancialInstitutionIdentification8
      - InstdRmbrsmntAgtAcct Instructed Reimbursement Agent Account [0..1]CashAccount40
      - ThrdRmbrsmntAgt Third Reimbursement Agent [0..1]BranchAndFinancialInstitutionIdentification8
      - ThrdRmbrsmntAgtAcct Third Reimbursement Agent Account [0..1]CashAccount40
    - IntrmyAgt1 Intermediary Agent1 [0..1]BranchAndFinancialInstitutionIdentification8
      Agent between the debtor's agent and the creditor's agent.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - IntrmyAgt1Acct Intermediary Agent1 Account [0..1]CashAccount40
      Unambiguous identification of the account of the intermediary agent 1 at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - IntrmyAgt2 Intermediary Agent2 [0..1]BranchAndFinancialInstitutionIdentification8
      Agent between the debtor's agent and the creditor's agent.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - IntrmyAgt2Acct Intermediary Agent2 Account [0..1]CashAccount40
      Unambiguous identification of the account of the intermediary agent 2 at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - IntrmyAgt3 Intermediary Agent3 [0..1]BranchAndFinancialInstitutionIdentification8
      Agent between the debtor's agent and the creditor's agent.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - IntrmyAgt3Acct Intermediary Agent3 Account [0..1]CashAccount40
      Unambiguous identification of the account of the intermediary agent 3 at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - CdtrAgt Creditor Agent [0..1]BranchAndFinancialInstitutionIdentification8
      Financial institution servicing an account for the creditor.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - CdtrAgtAcct Creditor Agent Account [0..1]CashAccount40
      Unambiguous identification of the account of the creditor agent at its servicing agent to which a credit entry will be made as a result of the...
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - Cdtr Creditor [0..1]PartyIdentification272
      Party to which an amount of money is due.
      - Nm Name [0..1]Max140Text
      - PstlAdr Postal Address [0..1]PostalAddress27
      - Id Identification [0..1]Party52Choice (choice)
      - CtryOfRes Country Of Residence [0..1]CountryCode
      - CtctDtls Contact Details [0..1]Contact13
    - CdtrAcct Creditor Account [0..1]CashAccount40
      Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - UltmtCdtr Ultimate Creditor [0..1]PartyIdentification272
      Ultimate party to which an amount of money is due.
      - Nm Name [0..1]Max140Text
      - PstlAdr Postal Address [0..1]PostalAddress27
      - Id Identification [0..1]Party52Choice (choice)
      - CtryOfRes Country Of Residence [0..1]CountryCode
      - CtctDtls Contact Details [0..1]Contact13
    - Purp Purpose [0..1]Purpose2Choice (choice)
      Underlying reason for the payment transaction.
      - Cd Code [1..1]ExternalPurpose1Code
      - Prtry Proprietary [1..1]Max35Text
    - InstrForDbtrAgt Instruction For Debtor Agent [0..1]Max140Text
      Further information related to the processing of the payment instruction, provided by the initiating party, and intended for the debtor agent.
    - PrvsInstgAgt1 Previous Instructing Agent1 [0..1]BranchAndFinancialInstitutionIdentification8
      Agent between the debtor's agent and the instructing agent.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - PrvsInstgAgt1Acct Previous Instructing Agent1 Account [0..1]CashAccount40
      Unambiguous identification of the account of the previous instructing agent 1 at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - PrvsInstgAgt2 Previous Instructing Agent2 [0..1]BranchAndFinancialInstitutionIdentification8
      Agent between the debtor's agent and the instructing agent.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - PrvsInstgAgt2Acct Previous Instructing Agent2 Account [0..1]CashAccount40
      Unambiguous identification of the account of the previous instructing agent 2 at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - PrvsInstgAgt3 Previous Instructing Agent3 [0..1]BranchAndFinancialInstitutionIdentification8
      Agent between the debtor's agent and the instructing agent.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - PrvsInstgAgt3Acct Previous Instructing Agent3 Account [0..1]CashAccount40
      Unambiguous identification of the account of the previous instructing agent 3 at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - InstrForNxtAgt Instruction For Next Agent [0..*]InstructionForNextAgent1
      Further information related to the processing of the payment instruction that may need to be acted upon by the next agent.
      - Cd Code [0..1]Instruction4Code
      - InstrInf Instruction Information [0..1]Max140Text
    - InstrForCdtrAgt Instruction For Creditor Agent [0..*]InstructionForCreditorAgent3
      Further information related to the processing of the payment instruction, provided by the initiating party, and intended for the creditor agent.
      - Cd Code [0..1]ExternalCreditorAgentInstruction1Code
      - InstrInf Instruction Information [0..1]Max140Text
    - RltdRmtInf Related Remittance Information [0..10]RemittanceLocation8
      Provides information related to the handling of the remittance information by any of the agents in the transaction processing chain.
      - RmtId Remittance Identification [0..1]Max35Text
      - RmtLctnDtls Remittance Location Details [0..*]RemittanceLocationData2
    - RmtInf Remittance Information [0..1]RemittanceInformation22
      Structured information that enables the matching, that is reconciliation, of a payment with the items that the payment is intended to settle, such as...
      - Ustrd Unstructured [0..*]Max140Text
      - Strd Structured [0..*]StructuredRemittanceInformation18
  - SplmtryData Supplementary Data [0..*]SupplementaryData1
    Additional information that cannot be captured in the structured elements and/or any other specific block.
    - PlcAndNm Place And Name [0..1]Max350Text
      Unambiguous reference to the location where the supplementary data must be inserted in the message instance.
    - Envlp Envelope [1..1]SupplementaryDataEnvelope1
      Technical element wrapping the supplementary data.

Have a camt.028 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in camt.028

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

camt.028 questions

What is the latest version of camt.028?: The latest version in the ISO 20022 e-Repository release of 24 April 2025 is camt.028.001.12.
What is the root element of camt.028?: The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:camt.028.001.12, and its message element is AddtlPmtInf (AdditionalPaymentInformation).
Is there an MT equivalent of camt.028?: No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.