What is the latest version of pain.013?

The latest version in the ISO 20022 e-Repository release of 24 April 2025 is pain.013.001.11.

What is the root element of pain.013?

The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:pain.013.001.11, and its message element is CdtrPmtActvtnReq (CreditorPaymentActivationRequest).

Is there an MT equivalent of pain.013?

No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

pain: Payments Initiation

pain.013 Creditor Payment Activation Request

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

pain.013 is the ISO 20022 CreditorPaymentActivationRequest message in the Payments Initiation business area (pain). The latest version is pain.013.001.11, and 11 versions are in the repository.

Message: CreditorPaymentActivationRequest
Latest version: pain.013.001.11
Submitting organisation: CBI
MT equivalent: None listed

In use: published in the current ISO 20022 catalogue.

What pain.013 is for

The CreditorPaymentActivationRequest message is sent by the Creditor sending party to the Debtor receiving party, directly or through agents. It is used by a Creditor to request movement of funds from the debtor account to a creditor.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

pain.013 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

Version	Registration status	Published in
pain.013.001.11latest	Registered	Latest version set
pain.013.001.10	Registered	Previous version set
pain.013.001.09	Registered	Archive
pain.013.001.08	Registered	Archive
pain.013.001.07	Registered	Archive
pain.013.001.06	Registered	Archive
pain.013.001.05	Registered	Archive
pain.013.001.04	Registered	Archive
pain.013.001.03	Registered	Archive
pain.013.001.02	Registered	Archive
pain.013.001.01	Registered	Archive

pain.013 message structure

The building blocks of pain.013.001.11 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

Document [1..1]
- CdtrPmtActvtnReq CreditorPaymentActivationRequest [1..1]
  - GrpHdr Group Header [1..1]GroupHeader112
    Set of characteristics shared by all individual transactions included in the message.
    - MsgId Message Identification [1..1]Max35Text
      Point to point reference assigned by the instructing party and sent to the next party in the chain to unambiguously identify the message.
    - CreDtTm Creation Date Time [1..1]ISODateTime
      Date and time at which the message was created.
    - NbOfTxs Number Of Transactions [1..1]Max15NumericText
      Number of individual transactions contained in the message.
    - CtrlSum Control Sum [0..1]DecimalNumber
      Total of all individual amounts included in the message, irrespective of currencies.
    - InitgPty Initiating Party [1..1]PartyIdentification272
      Party initiating the creditor payment activation request.
      - Nm Name [0..1]Max140Text
      - PstlAdr Postal Address [0..1]PostalAddress27
      - Id Identification [0..1]Party52Choice (choice)
      - CtryOfRes Country Of Residence [0..1]CountryCode
      - CtctDtls Contact Details [0..1]Contact13
    - FwdgAgt Forwarding Agent [0..1]BranchAndFinancialInstitutionIdentification8
      Financial institution that receives the instruction from the initiating party and forwards it to the next agent in the payment chain for execution.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
  - PmtInf Payment Information [1..*]PaymentInstruction46
    Set of characteristics that applies to the debit side of the payment transactions included in the creditor payment initiation.
    - PmtInfId Payment Information Identification [0..1]Max35Text
      Reference assigned by a sending party to unambiguously identify the payment information block within the message.
    - PmtMtd Payment Method [1..1]PaymentMethod7Code
      Specifies the means of payment that will be used to move the amount of money.
    - ReqdAdvcTp Requested Advice Type [0..1]AdviceType1
      Type of advice details requested.
      - CdtAdvc Credit Advice [0..1]AdviceType1Choice (choice)
      - DbtAdvc Debit Advice [0..1]AdviceType1Choice (choice)
    - PmtTpInf Payment Type Information [0..1]PaymentTypeInformation29
      Set of elements used to further specify the type of transaction.
      - InstrPrty Instruction Priority [0..1]Priority2Code
      - SvcLvl Service Level [0..*]ServiceLevel8Choice (choice)
      - LclInstrm Local Instrument [0..1]LocalInstrument2Choice (choice)
      - SeqTp Sequence Type [0..1]SequenceType3Code
      - CtgyPurp Category Purpose [0..1]CategoryPurpose1Choice (choice)
    - ReqdExctnDt Requested Execution Date [0..1]DateAndDateTime2Choice (choice)
      Date at which the initiating party requests the clearing agent to process the payment.
      - Dt Date [1..1]ISODate
      - DtTm Date Time [1..1]ISODateTime
    - XpryDt Expiry Date [0..1]DateAndDateTime2Choice (choice)
      Date by which the debtor must have accepted or rejected the request.
      - Dt Date [1..1]ISODate
      - DtTm Date Time [1..1]ISODateTime
    - PmtCond Payment Condition [0..1]PaymentCondition2
      Conditions for the execution of the payment.
      - AmtModAllwd Amount Modification Allowed [0..1]TrueFalseIndicator
      - EarlyPmtAllwd Early Payment Allowed [0..1]TrueFalseIndicator
      - DelyPnlty Delay Penalty [0..1]Max140Text
      - ImdtPmtRbt Immediate Payment Rebate [0..1]AmountOrRate1Choice (choice)
      - GrntedPmtReqd Guaranteed Payment Requested [0..1]TrueFalseIndicator
    - Dbtr Debtor [1..1]PartyIdentification272
      Party that owes an amount of money to the (ultimate) creditor.
      - Nm Name [0..1]Max140Text
      - PstlAdr Postal Address [0..1]PostalAddress27
      - Id Identification [0..1]Party52Choice (choice)
      - CtryOfRes Country Of Residence [0..1]CountryCode
      - CtctDtls Contact Details [0..1]Contact13
    - DbtrAcct Debtor Account [0..1]CashAccount40
      Account used to process charges associated with a transaction.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - DbtrAgt Debtor Agent [1..1]BranchAndFinancialInstitutionIdentification8
      Financial institution servicing an account for the debtor.
      - FinInstnId Financial Institution Identification [1..1]FinancialInstitutionIdentification23
      - BrnchId Branch Identification [0..1]BranchData5
    - DbtrAgtAcct Debtor Agent Account [0..1]CashAccount40
      Unambiguous identification of the account of the debtor agent at its servicing agent in the payment chain.
      - Id Identification [0..1]AccountIdentification4Choice (choice)
      - Tp Type [0..1]CashAccountType2Choice (choice)
      - Ccy Currency [0..1]ActiveOrHistoricCurrencyCode
      - Nm Name [0..1]Max70Text
      - Prxy Proxy [0..1]ProxyAccountIdentification1
    - UltmtDbtr Ultimate Debtor [0..1]PartyIdentification272
      Ultimate party that owes an amount of money to the (ultimate) creditor.
      - Nm Name [0..1]Max140Text
      - PstlAdr Postal Address [0..1]PostalAddress27
      - Id Identification [0..1]Party52Choice (choice)
      - CtryOfRes Country Of Residence [0..1]CountryCode
      - CtctDtls Contact Details [0..1]Contact13
    - ChrgBr Charge Bearer [0..1]ChargeBearerType1Code
      Specifies which party/parties will bear the charges associated with the processing of the payment transaction.
    - CdtTrfTx Credit Transfer Transaction [1..*]CreditTransferTransaction65
      Payment processes required to transfer cash from the debtor to the creditor.
      - PmtId Payment Identification [1..1]PaymentIdentification6
      - PmtTpInf Payment Type Information [0..1]PaymentTypeInformation29
      - PmtCond Payment Condition [0..1]PaymentCondition2
      - ReqdExctnDt Requested Execution Date [0..1]DateAndDateTime2Choice (choice)
      - Amt Amount [1..1]AmountType4Choice (choice)
      - ChrgBr Charge Bearer [0..1]ChargeBearerType1Code
      - MndtRltdInf Mandate Related Information [0..1]CreditTransferMandateData1
      - ChqInstr Cheque Instruction [0..1]Cheque19
      - UltmtDbtr Ultimate Debtor [0..1]PartyIdentification272
      - IntrmyAgt1 Intermediary Agent1 [0..1]BranchAndFinancialInstitutionIdentification8
      - IntrmyAgt2 Intermediary Agent2 [0..1]BranchAndFinancialInstitutionIdentification8
      - IntrmyAgt3 Intermediary Agent3 [0..1]BranchAndFinancialInstitutionIdentification8
      - CdtrAgt Creditor Agent [1..1]BranchAndFinancialInstitutionIdentification8
      - CdtrAgtAcct Creditor Agent Account [0..1]CashAccount40
      - Cdtr Creditor [1..1]PartyIdentification272
      - CdtrAcct Creditor Account [0..1]CashAccount40
      - UltmtCdtr Ultimate Creditor [0..1]PartyIdentification272
      - InstrForCdtrAgt Instruction For Creditor Agent [0..*]InstructionForCreditorAgent3
      - Purp Purpose [0..1]Purpose2Choice (choice)
      - RgltryRptg Regulatory Reporting [0..10]RegulatoryReporting3
      - Tax Tax [0..1]TaxData1
      - RltdRmtInf Related Remittance Information [0..10]RemittanceLocation8
      - RmtInf Remittance Information [0..1]RemittanceInformation22
      - NclsdFile Enclosed File [0..*]Document15
      - SplmtryData Supplementary Data [0..*]SupplementaryData1
  - SplmtryData Supplementary Data [0..*]SupplementaryData1
    Additional information that cannot be captured in the structured elements and/or any other specific block.
    - PlcAndNm Place And Name [0..1]Max350Text
      Unambiguous reference to the location where the supplementary data must be inserted in the message instance.
    - Envlp Envelope [1..1]SupplementaryDataEnvelope1
      Technical element wrapping the supplementary data.

Have a pain.013 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in pain.013

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

pain.013 questions

What is the latest version of pain.013?: The latest version in the ISO 20022 e-Repository release of 24 April 2025 is pain.013.001.11.
What is the root element of pain.013?: The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:pain.013.001.11, and its message element is CdtrPmtActvtnReq (CreditorPaymentActivationRequest).
Is there an MT equivalent of pain.013?: No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.