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reda: Reference Data

reda.066 Request To Pay Creditor Enrolment Request

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reda.066 is the ISO 20022 RequestToPayCreditorEnrolmentRequest message in the Reference Data business area (reda). The latest version is reda.066.001.02, and 2 versions are in the repository.

Message
RequestToPayCreditorEnrolmentRequest
Latest version
reda.066.001.02
Submitting organisation
EPC
MT equivalent
None listed

In use: published in the current ISO 20022 catalogue.

What reda.066 is for

The RequestToPayCreditorEnrolmentRequest message is sent by the creditor RTP (Request To Pay) provider to an RTP directory provider and optionally by the creditor to a creditor RTP provider to request the creditor registration in the RTP directory.

The message may also be forwarded to any authorised third party, as defined in the local scheme.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

reda.066 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

VersionRegistration statusPublished in
reda.066.001.02latestRegisteredLatest version set
reda.066.001.01RegisteredPrevious version set

reda.066 message structure

The building blocks of reda.066.001.02 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

  • Document [1..1]
    • ReqToPayCdtrEnrlmntReq RequestToPayCreditorEnrolmentRequest [1..1]
      • Hdr Header [1..1]EnrolmentHeader3

        Set of characteristics to identify the message and parties playing a role in the creditor enrolment request.

        • MsgId Message Identification [1..1]Max35Text

          Point to point reference assigned by the instructing party and sent to the next party in the chain to unambiguously identify the message.

        • CreDtTm Creation Date Time [1..1]ISODateTime

          Date and time at which the message was created.

        • MsgOrgtr Message Originator [0..1]RTPPartyIdentification2

          Party that sends the message.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • MsgRcpt Message Recipient [0..1]RTPPartyIdentification2

          Party that receives the message.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • InitgPty Initiating Party [1..1]RTPPartyIdentification2

          Party that initiates the message.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
      • CdtrEnrlmnt Creditor Enrolment [1..*]CreditorEnrolment5

        Specific attributes of the creditor and service enrolment provided by the creditor for its enrolment.

        • Enrlmnt Enrolment [1..1]CreditorServiceEnrolment1

          Detailed activation data related to the creditor enrolment.

          • EnrlmntStartDt Enrolment Start Date [0..1]DateAndDateTime2Choice (choice)
          • EnrlmntEndDt Enrolment End Date [0..1]DateAndDateTime2Choice (choice)
          • Vsblty Visibility [0..1]Visibilty1
          • SvcActvtnAllwd Service Activation Allowed [1..1]TrueFalseIndicator
          • SvcDescLk Service Description Link [0..1]Max2048Text
          • CdtrSvcActvtnLk Creditor Service Activation Link [0..1]Max2048Text
        • CdtrTradgNm Creditor Trading Name [0..1]Max140Text

          Name used by a business for commercial purposes, although its registered legal name, used for contracts and other formal situations, may be another,...

        • Cdtr Creditor [1..1]RTPPartyIdentification2

          Party to which an amount of money is due.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • UltmtCdtr Ultimate Creditor [0..1]RTPPartyIdentification2

          Ultimate party to which an amount of money is due.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • MrchntCtgyCd Merchant Category Code [1..1]MerchantCategoryCodeIdentifier

          Classification of a business by the types of goods or services it provides.

        • CdtrLogo Creditor Logo [0..1]Max10KBinary

          Commercial logo of the creditor.

      • ActvtnData Activation Data [1..1]CreditorInvoice6

        Specific attributes requested from the debtor for its activation as specified by the creditor in the creditor enrolment request.

        • LtdPresntmntInd Limited Presentment Indicator [1..1]TrueFalseIndicator

          Indicates whether the creditor allows limited presentment of the e-invoice, that is, only the e-invoice data needed for payment initiation.

        • CstmrIdTp Customer Identification Type [0..1]CustomerTypeRequest2

          Unique and unambiguous type of the identification of the debtor required by the creditor, for example the reference number or customer number.

          • Reqd Requested [1..1]RequestedIndicator
          • OrgTp Organisation Type [0..1]OrganisationType2
          • PrvtTp Private Type [0..1]PersonType2
        • CtrctFrmtTp Contract Format Type [0..*]DocumentFormat2Choice (choice)

          Document format type supported to exchange the contracts.

          • Cd Code [1..1]ExternalDocumentFormat1Code
          • Prtry Proprietary [1..1]GenericIdentification1
        • CtrctRefTp Contract Reference Type [0..*]DocumentType1Choice (choice)

          Type of the contract reference for which the enrolment is defined.

          • Cd Code [1..1]ExternalDocumentType1Code
          • Prtry Proprietary [1..1]GenericIdentification1
        • CdtrInstr Creditor Instruction [0..1]Max500Text

          Instructions provided by the seller (that is creditor or ultimate creditor) for the Request-To-Pay (RTP) recipient (that is the debtor).

        • ActvtnReqDlvryPty Activation Request Delivery Party [1..1]RTPPartyIdentification2

          Creditor's service provider address to which the debtor activation has to be delivered.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
      • SplmtryData Supplementary Data [0..*]SupplementaryData1

        Additional information that cannot be captured in the structured elements and/or any other specific block.

        • PlcAndNm Place And Name [0..1]Max350Text

          Unambiguous reference to the location where the supplementary data must be inserted in the message instance.

        • Envlp Envelope [1..1]SupplementaryDataEnvelope1

          Technical element wrapping the supplementary data.

Have a reda.066 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in reda.066

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

reda.066 questions

What is the latest version of reda.066?
The latest version in the ISO 20022 e-Repository release of 24 April 2025 is reda.066.001.02.
What is the root element of reda.066?
The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:reda.066.001.02, and its message element is ReqToPayCdtrEnrlmntReq (RequestToPayCreditorEnrolmentRequest).
Is there an MT equivalent of reda.066?
No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.