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reda: Reference Data

reda.070 Request To Pay Debtor Activation Request

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reda.070 is the ISO 20022 RequestToPayDebtorActivationRequest message in the Reference Data business area (reda). The latest version is reda.070.001.02, and 2 versions are in the repository.

Message
RequestToPayDebtorActivationRequest
Latest version
reda.070.001.02
Submitting organisation
EPC
MT equivalent
None listed

In use: published in the current ISO 20022 catalogue.

What reda.070 is for

The RequestToPayDebtorActivationRequest message is sent by the debtor RTP (Request To Pay) provider to the creditor RTP provider and optionally from the debtor to its RTP provider and from the creditor RTP provider to the creditor to request the debtor activation of the RTP service with that specific creditor.

Definition from the ISO 20022 e-Repository, release of 24 April 2025.

reda.070 versions

Every version published in the e-Repository, newest first. A message keeps its business purpose across versions; each new version is a separate schema with its own namespace.

VersionRegistration statusPublished in
reda.070.001.02latestRegisteredLatest version set
reda.070.001.01RegisteredPrevious version set

reda.070 message structure

The building blocks of reda.070.001.02 to three levels, with multiplicity ([0..1] optional, [1..1] mandatory, * any number) and the data type or component. Element names and definitions are from the ISO 20022 repository; usage guidelines such as CBPR+ or a market infrastructure's rules can restrict them further.

  • Document [1..1]
    • ReqToPayDbtrActvtnReq RequestToPayDebtorActivationRequest [1..1]
      • Hdr Header [1..1]ActivationHeader3

        Header data for the creditor enrolment request.

        • MsgId Message Identification [1..1]Max35Text

          Point to point reference assigned by the instructing party and sent to the next party in the chain to unambiguously identify the message.

        • CreDtTm Creation Date Time [1..1]ISODateTime

          Date and time at which the message was created.

        • MsgOrgtr Message Originator [0..1]RTPPartyIdentification2

          Party that sends the message.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • MsgRcpt Message Recipient [0..1]RTPPartyIdentification2

          Party that receives the message.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • InitgPty Initiating Party [1..1]RTPPartyIdentification2

          Party that initiates the message.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
      • DbtrActvtn Debtor Activation [1..*]DebtorActivation5

        Specific attributes provided the debtor, as requested by the creditor, for the activation request.

        • DbtrActvtnId Debtor Activation Identification [0..1]Max35Text

          Unique identification, as assigned by the initiating party, to unambiguously identify the activation.

        • DispNm Display Name [0..1]Max140Text

          Name by which the debtor is known, other than legal name, such as the name to be shown to the creditor.

        • UltmtDbtr Ultimate Debtor [0..1]RTPPartyIdentification2

          Ultimate party that owes an amount of money to the (ultimate) creditor.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • Dbtr Debtor [1..1]RTPPartyIdentification2

          Party that owes an amount of money to the (ultimate) creditor.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • DbtrSolPrvdr Debtor Solution Provider [1..1]RTPPartyIdentification2

          Organisation servicing the e-invoicing for the debtor (to which the activation status report must be sent).

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • CstmrId Customer Identification [0..*]Party53Choice (choice)

          Unique identifier of the debtor required by the creditor, for example the reference number or customer number.

          • OrgId Organisation Identification [1..1]OrganisationIdentification40
          • PrvtId Private Identification [1..1]PersonIdentification20
        • CtrctFrmtTp Contract Format Type [0..*]DocumentFormat2Choice (choice)

          Document format type supported to exchange the contracts.

          • Cd Code [1..1]ExternalDocumentFormat1Code
          • Prtry Proprietary [1..1]GenericIdentification1
        • CtrctRef Contract Reference [0..*]ContractReference1

          Code choice external/prop Description

          • Tp Type [0..1]DocumentType1Choice (choice)
          • Ref Reference [1..1]Max500Text
        • Cdtr Creditor [1..1]RTPPartyIdentification2

          Party to which an amount of money is due.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • UltmtCdtr Ultimate Creditor [0..1]RTPPartyIdentification2

          Ultimate party to which an amount of money is due.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • ActvtnReqDlvryPty Activation Request Delivery Party [0..1]RTPPartyIdentification2

          Creditor's service provider address to which the debtor activation has to be delivered.

          • Nm Name [0..1]Max140Text
          • PstlAdr Postal Address [0..1]PostalAddress27
          • Id Identification [0..1]Party53Choice (choice)
          • CtryOfRes Country Of Residence [0..1]CountryCode
          • CtctDtls Contact Details [0..1]Contact13
        • StartDt Start Date [0..1]DateAndDateTime2Choice (choice)

          Date and time at which the debtor activation will be activated.

          • Dt Date [1..1]ISODate
          • DtTm Date Time [1..1]ISODateTime
        • EndDt End Date [0..1]DateAndDateTime2Choice (choice)

          Date and time at which the debtor activation will be deactivated.

          • Dt Date [1..1]ISODate
          • DtTm Date Time [1..1]ISODateTime
        • DdctdActvtnCd Dedicated Activation Code [0..1]Max35Text

          Unique, one-time code that a creditor may require from a debtor for activation purposes, and which is known only by the creditor and the debtor.

      • ElctrncInvcData Electronic Invoice Data [1..1]ElectronicInvoice1

        Further data related to the electronic invoice (e-invoice).

        • PresntmntTp Presentment Type [1..1]PresentmentType1Code

          Type of elements to be presented in the electronic invoice (e-invoice).

      • SplmtryData Supplementary Data [0..*]SupplementaryData1

        Additional information that cannot be captured in the structured elements and/or any other specific block.

        • PlcAndNm Place And Name [0..1]Max350Text

          Unambiguous reference to the location where the supplementary data must be inserted in the message instance.

        • Envlp Envelope [1..1]SupplementaryDataEnvelope1

          Technical element wrapping the supplementary data.

Have a reda.070 message? Paste it into the parser to see every element with its name and definition, and format checks on BICs, IBANs, dates and amounts.

External code sets used in reda.070

These elements take their values from ISO 20022 external code sets, which are published separately and updated every quarter without a new message version.

reda.070 questions

What is the latest version of reda.070?
The latest version in the ISO 20022 e-Repository release of 24 April 2025 is reda.070.001.02.
What is the root element of reda.070?
The XML document is Document with the namespace urn:iso:std:iso:20022:tech:xsd:reda.070.001.02, and its message element is ReqToPayDbtrActvtnReq (RequestToPayDebtorActivationRequest).
Is there an MT equivalent of reda.070?
No Swift MT message is listed as its direct equivalent on this site. Many ISO 20022 messages have no MT counterpart.

All ISO 20022 messages · ISO 20022 code sets · MT messages

The ISO 20022 message definitions, element names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.