What does PHOB mean in ISO 20022?

PHOB is Phone Beneficiary in the ExternalAgentInstruction1Code code set: Please advise/contact (ultimate) creditor/claimant by phone.

Where does PHOB appear in a message?

For example in camt.027, element InstrForAssgne/Cd.

ExternalAgentInstruction1Code

PHOB Code: Phone Beneficiary

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

PHOB means phone beneficiary in the ISO 20022 agent instruction code set. Please advise/contact (ultimate) creditor/claimant by phone.

Code: PHOB
ISO name: PhoneBeneficiary
Status: Registered
Last updated: 2018-05-01

Official definition

Please advise/contact (ultimate) creditor/claimant by phone.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalAgentInstruction1Code

Message	Element path
camt.027	InstrForAssgne/Cd
camt.087	InstrForAssgne/Cd

PHOB in other code sets

PHOB questions

What does PHOB mean in ISO 20022?: PHOB is Phone Beneficiary in the ExternalAgentInstruction1Code code set: Please advise/contact (ultimate) creditor/claimant by phone.
Where does PHOB appear in a message?: For example in camt.027, element InstrForAssgne/Cd.

All ExternalAgentInstruction1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.