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ExternalBillingRateIdentification1Code

AEAR Code: Adjusted Earnings Allowance Rate

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AEAR means adjusted earnings allowance rate in the ISO 20022 billing rate identification code set. Per annum earnings rate, adjusted for reserves, applied to the current analysis period’s investable balance for calculation of the earnings allowance credit. The ECR, Net of Reserves, is calculated as: ECR, Net of Reserves = ECR, Not Net (00 01 22) * (1 – Reserve Rate)

Code
AEAR
ISO name
AdjustedEarningsAllowanceRate
Status
Registered
Last updated
2012-07-13

Official definition

Per annum earnings rate, adjusted for reserves, applied to the current analysis period’s investable balance for calculation of the earnings allowance credit. The ECR, Net of Reserves, is calculated as: ECR, Net of Reserves = ECR, Not Net (00 01 22) * (1 – Reserve Rate)

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalBillingRateIdentification1Code

MessageElement path
camt.086BllgStmtGrp/BllgStmt/RateData/Id/Cd

AEAR questions

What does AEAR mean in ISO 20022?
AEAR is Adjusted Earnings Allowance Rate in the ExternalBillingRateIdentification1Code code set: Per annum earnings rate, adjusted for reserves, applied to the current analysis period’s investable balance for calculation of the earnings allowance credit. The ECR, Net of Reserves, is calculated as: ECR, Net of Reserves = ECR, Not Net (00 01 22) * (1 – Reserve Rate)
Where does AEAR appear in a message?
For example in camt.086, element BllgStmtGrp/BllgStmt/RateData/Id/Cd.

All ExternalBillingRateIdentification1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.