What does UTAP mean in ISO 20022?

UTAP is Unable To Apply By Creditor in the ExternalInvestigationReason1Code code set: A booked entry cannot be applied by the creditor.

Where does UTAP appear in a message?

For example in camt.110, element InvstgtnData/Rsn/Cd.

ExternalInvestigationReason1Code

UTAP Reason Code: Unable To Apply By Creditor

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

UTAP means unable to apply by creditor in the ISO 20022 investigation reason code set. A booked entry cannot be applied by the creditor.

Code: UTAP
ISO name: UnableToApplyByCreditor
Status: Registered
Last updated: 2024-02-28

Official definition

A booked entry cannot be applied by the creditor.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalInvestigationReason1Code

Message	Element path
camt.110	InvstgtnData/Rsn/Cd
camt.111	InvstgtnRspn/InvstgtnData/OrgnlInvstgtnRsn/Cd

UTAP in other code sets

UTAP in ExternalInvestigationType1Code

UTAP questions

What does UTAP mean in ISO 20022?: UTAP is Unable To Apply By Creditor in the ExternalInvestigationReason1Code code set: A booked entry cannot be applied by the creditor.
Where does UTAP appear in a message?: For example in camt.110, element InvstgtnData/Rsn/Cd.

All ExternalInvestigationReason1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.