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ExternalPurpose1Code

ODPY Purpose Code: On Demand Payment

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ODPY means on demand payment in the ISO 20022 purpose code set. On demand/Real-time payments, e.g., Same-day wage access, gig economy payouts.

Code
ODPY
ISO name
OnDemandPayment
Status
Registered
Last updated
2026-08-28

Official definition

On demand/Real-time payments, e.g., Same-day wage access, gig economy payouts.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalPurpose1Code

MessageElement path
pacs.002TxInfAndSts/OrgnlTxRef/Purp/Cd
pain.002OrgnlPmtInfAndSts/TxInfAndSts/OrgnlTxRef/Purp/Cd
pacs.004TxInf/OrgnlTxRef/Purp/Cd, TxInf/OrgnlTxRef/UndrlygFICdtTrf/Purp/Cd, TxInf/OrgnlTxRef/UndrlygCstmrCdtTrf/Purp/Cd, TxInf/OrgnlTxRef/UndrlygFICdtTrf/UndrlygAllcn/Purp/Cd
camt.056Undrlyg/TxInf/OrgnlTxRef/Purp/Cd
camt.029StmtDtls/Purp/Cd, ModDtls/OrgnlTxRef/Purp/Cd, CxlDtls/TxInfAndSts/OrgnlTxRef/Purp/Cd, CxlDtls/OrgnlPmtInfAndSts/TxInfAndSts/OrgnlTxRef/Purp/Cd
pacs.008CdtTrfTxInf/Purp/Cd
pacs.009CdtTrfTxInf/Purp/Cd, CdtTrfTxInf/UndrlygAllcn/Purp/Cd, CdtTrfTxInf/UndrlygFICdtTrf/Purp/Cd, CdtTrfTxInf/UndrlygCstmrCdtTrf/Purp/Cd
pain.001PmtInf/CdtTrfTxInf/Purp/Cd
camt.053Stmt/Ntry/NtryDtls/TxDtls/Purp/Cd, Stmt/Ntry/NtryDtls/TxDtls/UndrlygAllcn/Purp/Cd
camt.054Ntfctn/Ntry/NtryDtls/TxDtls/Purp/Cd, Ntfctn/Ntry/NtryDtls/TxDtls/UndrlygAllcn/Purp/Cd

And 29 more messages: see the ExternalPurpose1Code page.

ODPY questions

What does ODPY mean in ISO 20022?
ODPY is On Demand Payment in the ExternalPurpose1Code code set: On demand/Real-time payments, e.g., Same-day wage access, gig economy payouts.
Where does ODPY appear in a message?
For example in camt.056, element Undrlyg/TxInf/OrgnlTxRef/Purp/Cd.

All ExternalPurpose1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.