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ExternalRePresentmentReason1Code

VLSD Reason Code: Verification Liability Shift Denied

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VLSD means verification liability shift denied in the ISO 20022 re presentment reason code set. Liability Shift to acquirer due to missing cardholder verification method denied

Code
VLSD
ISO name
VerificationLiabilityShiftDenied
Status
Registered
Last updated
2013-01-30

Official definition

Liability Shift to acquirer due to missing cardholder verification method denied

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalRePresentmentReason1Code

MessageElement path
camt.053Stmt/Ntry/NtryDtls/TxDtls/CardTx/Tx/Indv/RePresntmntRsn
camt.054Ntfctn/Ntry/NtryDtls/TxDtls/CardTx/Tx/Indv/RePresntmntRsn
camt.052Rpt/Ntry/NtryDtls/TxDtls/CardTx/Tx/Indv/RePresntmntRsn
supl.017CardRmtInf/TxDtls/RePresntmntRsn

VLSD questions

What does VLSD mean in ISO 20022?
VLSD is Verification Liability Shift Denied in the ExternalRePresentmentReason1Code code set: Liability Shift to acquirer due to missing cardholder verification method denied
Where does VLSD appear in a message?
For example in camt.052, element Rpt/Ntry/NtryDtls/TxDtls/CardTx/Tx/Indv/RePresntmntRsn.

All ExternalRePresentmentReason1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.