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ExternalServiceLevel1Code

INST Code: Instant Credit Transfer Or Instant Direct Debit

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INST means instant credit transfer or instant direct debit in the ISO 20022 service level code set. Used for payment initiation to identify that a Payment or Direct Debit initiation must be executed as an instant or real-time payment instrument.

Code
INST
ISO name
InstantCreditTransferOrInstantDirectDebit
Status
Registered
Last updated
2021-11-30

Official definition

Used for payment initiation to identify that a Payment or Direct Debit initiation must be executed as an instant or real-time payment instrument.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalServiceLevel1Code

MessageElement path
pacs.002TxInfAndSts/OrgnlTxRef/PmtTpInf/SvcLvl/Cd, TxInfAndSts/OrgnlTxRef/MndtRltdInf/CdtTrfMndt/Tp/SvcLvl/Cd
pain.002OrgnlPmtInfAndSts/TxInfAndSts/OrgnlTxRef/PmtTpInf/SvcLvl/Cd, OrgnlPmtInfAndSts/TxInfAndSts/OrgnlTxRef/MndtRltdInf/CdtTrfMndt/Tp/SvcLvl/Cd
pacs.004TxInf/PmtTpInf/SvcLvl/Cd, GrpHdr/PmtTpInf/SvcLvl/Cd, TxInf/OrgnlTxRef/PmtTpInf/SvcLvl/Cd, TxInf/OrgnlTxRef/UndrlygFICdtTrf/PmtTpInf/SvcLvl/Cd
camt.056Undrlyg/TxInf/OrgnlTxRef/PmtTpInf/SvcLvl/Cd, Undrlyg/TxInf/OrgnlTxRef/MndtRltdInf/CdtTrfMndt/Tp/SvcLvl/Cd
camt.029ModDtls/OrgnlTxRef/PmtTpInf/SvcLvl/Cd, CxlDtls/TxInfAndSts/OrgnlTxRef/PmtTpInf/SvcLvl/Cd, ModDtls/OrgnlTxRef/MndtRltdInf/CdtTrfMndt/Tp/SvcLvl/Cd, CxlDtls/OrgnlPmtInfAndSts/TxInfAndSts/OrgnlTxRef/PmtTpInf/SvcLvl/Cd
pacs.008GrpHdr/PmtTpInf/SvcLvl/Cd, CdtTrfTxInf/PmtTpInf/SvcLvl/Cd, CdtTrfTxInf/MndtRltdInf/Tp/SvcLvl/Cd
pacs.009GrpHdr/PmtTpInf/SvcLvl/Cd, CdtTrfTxInf/PmtTpInf/SvcLvl/Cd, CdtTrfTxInf/UndrlygFICdtTrf/PmtTpInf/SvcLvl/Cd, CdtTrfTxInf/UndrlygCstmrCdtTrf/PmtTpInf/SvcLvl/Cd
pain.001PmtInf/PmtTpInf/SvcLvl/Cd, PmtInf/CdtTrfTxInf/PmtTpInf/SvcLvl/Cd, PmtInf/CdtTrfTxInf/MndtRltdInf/Tp/SvcLvl/Cd

And 49 more messages: see the ExternalServiceLevel1Code page.

INST in other code sets

INST questions

What does INST mean in ISO 20022?
INST is Instant Credit Transfer Or Instant Direct Debit in the ExternalServiceLevel1Code code set: Used for payment initiation to identify that a Payment or Direct Debit initiation must be executed as an instant or real-time payment instrument.
Where does INST appear in a message?
For example in camt.056, element Undrlyg/TxInf/OrgnlTxRef/PmtTpInf/SvcLvl/Cd.

All ExternalServiceLevel1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.