What does ARFR mean in ISO 20022?

ARFR is Already Refused RTP in the ExternalStatusReason1Code code set: Request-to-pay has already been refused by the Debtor.

Where does ARFR appear in a message?

For example in pacs.002, element TxInfAndSts/StsRsnInf/Rsn/Cd.

ExternalStatusReason1Code

ARFR Reason Code: Already Refused RTP

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

ARFR means already refused rtp in the ISO 20022 status reason code set. Request-to-pay has already been refused by the Debtor.

Code: ARFR
ISO name: AlreadyRefusedRTP
Status: Registered
Last updated: 2021-11-30

Official definition

Request-to-pay has already been refused by the Debtor.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalStatusReason1Code

Message	Element path
pacs.002	TxInfAndSts/StsRsnInf/Rsn/Cd, OrgnlGrpInfAndSts/StsRsnInf/Rsn/Cd
pain.002	OrgnlGrpInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/TxInfAndSts/StsRsnInf/Rsn/Cd
auth.027	GrpSts/StsRsn/Rsn/Cd, PackgSts/StsRsn/Rsn/Cd, PackgSts/RcrdSts/StsRsn/Rsn/Cd
camt.025	RctDtls/ReqHdlg/StsRsn/Rsn/Cd
camt.111	InvstgtnRspn/InvstgtnData/RspnData/TxSts/StsRsnInf/Rsn/Cd
pain.014	OrgnlGrpInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/TxInfAndSts/StsRsnInf/Rsn/Cd
reda.016	PtySts/StsRsn/Rsn/Cd
reda.020	SctiesAcctSts/StsRsn/Rsn/Cd
reda.047	SctyCSDLkSts/StsRsn/Rsn/Cd
reda.051	AcctLkSts/StsRsn/Rsn/Cd

And 8 more messages: see the ExternalStatusReason1Code page.

ARFR in other code sets

ARFR in ExternalPaymentCancellationRejection1Code

ARFR questions

What does ARFR mean in ISO 20022?: ARFR is Already Refused RTP in the ExternalStatusReason1Code code set: Request-to-pay has already been refused by the Debtor.
Where does ARFR appear in a message?: For example in pacs.002, element TxInfAndSts/StsRsnInf/Rsn/Cd.

All ExternalStatusReason1Code codes · ISO 20022 code sets · pacs.002 reject reasons explained

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.