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ExternalSystemBalanceType1Code

DLOD Code: Daylight Overdraft

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DLOD means daylight overdraft in the ISO 20022 system balance type code set. Balance representing the intra day overdraft granted by the central bank to financial institutions participating in a RTGS system. This balance may vary over time and shall be offset at the end of the day.

Code
DLOD
ISO name
DaylightOverdraft
Status
Registered
Last updated
2018-11-01

Official definition

Balance representing the intra day overdraft granted by the central bank to financial institutions participating in a RTGS system. This balance may vary over time and shall be offset at the end of the day.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalSystemBalanceType1Code

MessageElement path
admi.005RptQryCrit/SchCrit/Bal/Tp/Cd
camt.003AcctQryDef/AcctCrit/NewCrit/SchCrit/Bal/Tp/Cd
camt.004RptOrErr/AcctRpt/AcctOrErr/Acct/MulBal/Tp/Cd

DLOD in other code sets

DLOD questions

What does DLOD mean in ISO 20022?
DLOD is Daylight Overdraft in the ExternalSystemBalanceType1Code code set: Balance representing the intra day overdraft granted by the central bank to financial institutions participating in a RTGS system. This balance may vary over time and shall be offset at the end of the day.
Where does DLOD appear in a message?
For example in admi.005, element RptQryCrit/SchCrit/Bal/Tp/Cd.

All ExternalSystemBalanceType1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.