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ExternalSystemBalanceType1Code

XCRD Code: Expected Credit

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XCRD means expected credit in the ISO 20022 system balance type code set. Balance, composed of booked entries and pending items known at the time of calculation, which projects the end of day credit balance if everything books to the account and no other credit entry is posted.

Code
XCRD
ISO name
ExpectedCredit
Status
Registered
Last updated
2018-11-01

Official definition

Balance, composed of booked entries and pending items known at the time of calculation, which projects the end of day credit balance if everything books to the account and no other credit entry is posted.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

Messages and fields that use ExternalSystemBalanceType1Code

MessageElement path
admi.005RptQryCrit/SchCrit/Bal/Tp/Cd
camt.003AcctQryDef/AcctCrit/NewCrit/SchCrit/Bal/Tp/Cd
camt.004RptOrErr/AcctRpt/AcctOrErr/Acct/MulBal/Tp/Cd

XCRD questions

What does XCRD mean in ISO 20022?
XCRD is Expected Credit in the ExternalSystemBalanceType1Code code set: Balance, composed of booked entries and pending items known at the time of calculation, which projects the end of day credit balance if everything books to the account and no other credit entry is posted.
Where does XCRD appear in a message?
For example in admi.005, element RptQryCrit/SchCrit/Bal/Tp/Cd.

All ExternalSystemBalanceType1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.