What does PDNG mean in ISO 20022?

PDNG is Pending in the ExternalPaymentTransactionStatus1Code code set: Payment instruction is pending. Further checks and status update will be performed.

What should I do when I get PDNG?

Wait, and contact the bank if it stays pending past the expected settlement time.

Where does PDNG appear in a message?

For example in pacs.002, element TxInfAndSts/TxSts.

ExternalPaymentTransactionStatus1Code

PDNG Status Code: Pending

Written and maintained by ZagTrader. Last reviewed 21 October 2026. How this page is sourced and checked

PDNG means pending in the ISO 20022 payment transaction status code set. The payment is pending: more checks will follow before a final status.

Code: PDNG
ISO name: Pending
Status: Registered
Last updated: 2020-08-01

Official definition

Payment instruction is pending. Further checks and status update will be performed.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

What it means in practice

A payment transaction status code is the value of TxSts in a pacs.002 or pain.002 status report and of the status in Swift gpi tracker messages (trck).

The payment is pending: more checks will follow before a final status.

What to do

Wait, and contact the bank if it stays pending past the expected settlement time.

Messages and fields that use ExternalPaymentTransactionStatus1Code

Message	Element path
pacs.002	TxInfAndSts/TxSts, OrgnlGrpInfAndSts/NbOfTxsPerSts/DtldSts
pain.002	OrgnlPmtInfAndSts/TxInfAndSts/TxSts, OrgnlGrpInfAndSts/NbOfTxsPerSts/DtldSts, OrgnlPmtInfAndSts/NbOfTxsPerSts/DtldSts
camt.111	InvstgtnRspn/InvstgtnData/RspnData/TxSts/Sts/Cd
pain.014	OrgnlPmtInfAndSts/TxInfAndSts/TxSts, OrgnlGrpInfAndSts/NbOfTxsPerSts/DtldSts, OrgnlPmtInfAndSts/NbOfTxsPerSts/DtldSts
trck.001	TrckrStsAndTx/TxSts/Sts
trck.002	TrckrStsAndTx/TxSts/Sts
trck.004	TrckrStsAndTx/TxSts/Sts

PDNG in other code sets

PDNG questions

What does PDNG mean in ISO 20022?: PDNG is Pending in the ExternalPaymentTransactionStatus1Code code set: Payment instruction is pending. Further checks and status update will be performed.
What should I do when I get PDNG?: Wait, and contact the bank if it stays pending past the expected settlement time.
Where does PDNG appear in a message?: For example in pacs.002, element TxInfAndSts/TxSts.

All ExternalPaymentTransactionStatus1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.