ZagTrader

ExternalReturnReason1Code

RR11 Reason Code: Invalid Debtor Agent Service Identification

Written and maintained by ZagTrader. Last reviewed . How this page is sourced and checked

RR11 means invalid debtor agent service identification in the ISO 20022 return reason code set. The identification of a bank proprietary service is missing or invalid.

Code
RR11
ISO name
InvalidDebtorAgentServiceIdentification
Status
Registered
Last updated
2021-08-31

Official definition

Invalid or missing identification of a bank proprietary service.

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

What it means in practice

In a pacs.004 payment return, a return reason code explains why funds that were already settled are being sent back. It sits in TxInf/RtrRsnInf/Rsn/Cd, and bank statements (camt.053, camt.054) repeat it in RtrInf/Rsn/Cd.

The identification of a bank proprietary service is missing or invalid.

What to do

  • Check the service identifier your bank expects for this service.

Messages and fields that use ExternalReturnReason1Code

MessageElement path
pacs.004TxInf/RtrRsnInf/Rsn/Cd, OrgnlGrpInf/RtrRsnInf/Rsn/Cd
camt.053Stmt/Ntry/NtryDtls/TxDtls/RtrInf/Rsn/Cd
camt.054Ntfctn/Ntry/NtryDtls/TxDtls/RtrInf/Rsn/Cd
camt.052Rpt/Ntry/NtryDtls/TxDtls/RtrInf/Rsn/Cd
trck.001TrckrStsAndTx/Tx/RjctRtrRsn/Rsn/Cd, TrckrStsAndTx/TxSts/RjctRtrRsn/Rsn/Cd
trck.002TrckrStsAndTx/Tx/RjctRtrRsn/Rsn/Cd, TrckrStsAndTx/TxSts/RjctRtrRsn/Rsn/Cd
trck.004TrckrStsAndTx/Tx/RjctRtrRsn/Rsn/Cd, TrckrStsAndTx/TxSts/RjctRtrRsn/Rsn/Cd

RR11 in other code sets

RR11 questions

What does RR11 mean in ISO 20022?
RR11 is Invalid Debtor Agent Service Identification in the ExternalReturnReason1Code code set: Invalid or missing identification of a bank proprietary service.
What should I do when I get RR11?
Check the service identifier your bank expects for this service.
Where does RR11 appear in a message?
For example in pacs.004, element TxInf/RtrRsnInf/Rsn/Cd.

All ExternalReturnReason1Code codes · ISO 20022 code sets

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.