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ExternalStatusReason1Code

MS02 Reason Code: Not Specified Reason Customer Generated

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MS02 means not specified reason customer generated in the ISO 20022 status reason code set. The end customer gave no reason.

Code
MS02
ISO name
NotSpecifiedReasonCustomerGenerated
Status
Registered
Last updated
2009-04-01

Official definition

Reason has not been specified by end customer

Definition from the ISO 20022 External Code Sets, 2Q2026 (published 28 Aug 2026).

What it means in practice

In a pacs.002 or pain.002 status report, a status reason code explains why a payment instruction was rejected (RJCT) or why it has another status. It sits in TxInfAndSts/StsRsnInf/Rsn/Cd.

The end customer gave no reason. In direct debits it often means the debtor refused the collection.

What to do

  • Contact the customer directly to understand the refusal.

Messages and fields that use ExternalStatusReason1Code

MessageElement path
pacs.002TxInfAndSts/StsRsnInf/Rsn/Cd, OrgnlGrpInfAndSts/StsRsnInf/Rsn/Cd
pain.002OrgnlGrpInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/TxInfAndSts/StsRsnInf/Rsn/Cd
auth.027GrpSts/StsRsn/Rsn/Cd, PackgSts/StsRsn/Rsn/Cd, PackgSts/RcrdSts/StsRsn/Rsn/Cd
camt.025RctDtls/ReqHdlg/StsRsn/Rsn/Cd
camt.111InvstgtnRspn/InvstgtnData/RspnData/TxSts/StsRsnInf/Rsn/Cd
pain.014OrgnlGrpInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/StsRsnInf/Rsn/Cd, OrgnlPmtInfAndSts/TxInfAndSts/StsRsnInf/Rsn/Cd
reda.016PtySts/StsRsn/Rsn/Cd
reda.020SctiesAcctSts/StsRsn/Rsn/Cd
reda.047SctyCSDLkSts/StsRsn/Rsn/Cd
reda.051AcctLkSts/StsRsn/Rsn/Cd

And 8 more messages: see the ExternalStatusReason1Code page.

MS02 in other code sets

MS02 questions

What does MS02 mean in ISO 20022?
MS02 is Not Specified Reason Customer Generated in the ExternalStatusReason1Code code set: Reason has not been specified by end customer
What should I do when I get MS02?
Contact the customer directly to understand the refusal.
Where does MS02 appear in a message?
For example in pacs.002, element TxInfAndSts/StsRsnInf/Rsn/Cd.

All ExternalStatusReason1Code codes · ISO 20022 code sets · pacs.002 reject reasons explained

The ISO 20022 code names and definitions on this page are reproduced from material published at iso20022.org under the ISO 20022 Intellectual Property Rights policy. This is not the official source: the up-to-date ISO 20022 standards and repository material are published only at iso20022.org. Explanations in our own words are by ZagTrader. ZagTrader is not affiliated with or endorsed by ISO or Swift.