Category 9: Cash management and customer status
MT985 Status Enquiry
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The MT985 is a status enquiry. One financial institution sends it to another to request an MT986 status report: general credit information about an individual or an institution named in field 59.
- Message type
- MT985
- Category
- 9
- Status
- In the current standard
- ISO 20022
- No direct equivalent
What MT985 is used for
Field 57a can name the institution that holds the enquired party’s account, and field 75 the specific questions. The answer comes back as an MT986, given without responsibility.
- Sent by
- A financial institution
- Sent to
- Another financial institution, usually the enquired party’s bank
MT985 format: sequences and fields
Message text (block 4)Mandatory
No sequences and no network validated rules.
| Tag | Name | Status | Format | Meaning |
|---|---|---|---|---|
| 20 | Transaction Reference Number | M | 16x | The sender’s reference, quoted in field 21 of the MT986 reply. |
| 57a | Account With InstitutionOptions A, B or D | O | A: [/1!a][/34x] 4!a2!a2!c[3!c] B: [/1!a][/34x] [35x] D: [/1!a][/34x] 4*35x | The institution that services the enquired party’s account, when it is not the receiver. |
| 59 | Enquired Party | M | [/34x] 4*35x | The person or company about whom information is requested, with an optional account number. |
| 75 | Queries | O | 6*35x | The specific questions asked. |
Format notation: n digits, a upper-case letters, c upper-case letters and digits, x any character of the Swift character set, d a decimal number with a comma, ! fixed length, [ ] optional, 4*35x up to 4 lines of 35 characters. M mandatory, O optional, C conditional (a rule decides).
ISO 20022
There is no direct ISO 20022 equivalent in general use for the status enquiry.
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