Category 9: Cash management and customer status
MT920 Request Message
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The MT920 is a request for a statement or report. The account owner, or a concentrating bank acting for it, sends it to the account servicing bank to ask for an MT940, MT941, MT942 or MT950 with the latest information on one or more accounts. It should only be used when the account owner has authorised it and on agreed terms.
What MT920 is used for
Each repetition names the message wanted (field 12) and the account (field 25). For an MT942 interim report a floor limit in field 34F is required, so that only entries above the amount are reported: one 34F applies to debits and credits alike; two 34F, the first with D and the second with C, set separate debit and credit limits in the same currency.
The answer comes back as the requested statement or report. Intraday reporting through MT920 and MT942 is common in treasury and liquidity management.
- Sent by
- The account owner, or a bank acting for it (concentrating institution)
- Sent to
- The account servicing institution
MT920 format: sequences and fields
Message headerMandatory
| Tag | Name | Status | Format | Meaning |
|---|---|---|---|---|
| 20 | Transaction Reference Number | M | 16x | The sender’s reference for the request. |
Request detailsMandatory, repeatable
Repeats once per account and message requested.
| Tag | Name | Status | Format | Meaning |
|---|---|---|---|---|
| 12 | Message Requested | M | 3!n | The message wanted: 940, 941, 942 or 950. |
| 25 | Account Identification | M | 35x | The account the information is requested for. |
| 34F | Debit/(Debit and Credit) Floor Limit Indicator | C | 3!a[1!a]15d | Minimum amount to report. Required when field 12 is 942. Alone and without D/C mark it applies to debits and credits; with a second 34F it carries D. |
| 34F | Credit Floor Limit Indicator | C | 3!a[1!a]15d | Separate minimum for credits, with the mark C, in the same currency as the first 34F. |
Format notation: n digits, a upper-case letters, c upper-case letters and digits, x any character of the Swift character set, d a decimal number with a comma, ! fixed length, [ ] optional, 4*35x up to 4 lines of 35 characters. M mandatory, O optional, C conditional (a rule decides).
MT920 in ISO 20022
The ISO 20022 equivalent is camt.060 (Account Reporting Request), as listed in the J.P. Morgan ISO 20022 mapping guide and Swift’s CBPR+ roadmap.
MT920 questions
- When is field 34F mandatory in an MT920?
- When field 12 asks for an MT942 interim report: at least the first 34F must be present in that repetition. With two 34F fields, the first carries D and the second C, both in the same currency.
- What is the ISO 20022 equivalent of the MT920?
- camt.060, the Account Reporting Request.
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