MT n92 Request for Cancellation (MT292 to MT992)

When MTn92 is used

Swift reserves the last two digits 90 to 99 in every category for the common group messages, which share one layout whatever the category: n90 Advice of Charges, Interest and Other Adjustments, n91 Request for Payment of Charges, Interest and Other Expenses, n92 Request for Cancellation, MTn95 Queries, MTn96 Answers, n98 Proprietary Message and MTn99 Free Format Message. The "n" stands for the category digit.

The category digit says which business area the message belongs to, and therefore which team at the Receiver handles it: 1 Category 1 customer payments and cheques (MT192); 2 Category 2 financial institution transfers (MT292); 3 Category 3 treasury markets, that is FX, money markets and derivatives (MT392); 4 Category 4 collections and cash letters (MT492); 5 Category 5 securities markets (MT592); 6 Category 6 precious metals, commodities and syndications (MT692); 7 Category 7 documentary credits and guarantees (MT792); 8 Category 8 travellers cheques (MT892); 9 Category 9 cash management and customer status (MT992).

Use the category of the message you want cancelled: an MT292 to cancel an MT202 or MT210, an MT392 to cancel a treasury message, an MT992 for a category 9 message. The request goes to the Receiver of that original message and to no one else, and it only covers Swift messages.

Some categories have their own cancellation mechanism, and there the n92 must not be used. An MT292 may not cancel an MT200: the Sender asks the account with institution to transfer the funds back instead. An MT592 may not cancel an ISO 15022 securities message such as an MT540; those are cancelled with a new message whose field 23G carries CANC. An MT792 may not cancel a documentary credit, an authorisation to reimburse or a guarantee; those use the MT707, MT747 and MT767.

An n92 is a request, not an order. If the Receiver has already acted, the request becomes a request to reverse the transfer, which may need the beneficiary’s consent. The Receiver must always answer with an MT n96 in the same category, quoting the request’s field 20 in its field 21.

MTn92 format: sequences and fields

Rules worth knowing

• Field 79, a copy of at least the mandatory fields of the original message, or both must be present (network rule C1, error C25). A message that ends after field 11S is rejected.
• In field 11S the message type must be from 100 to 999 (T18) and the date a valid YYMMDD date (T50). Give the session number and ISN of the original when you have them.
• An MT n92 may be sent only to the Receiver of the original message, and only to cancel a Swift message.
• An MT n92 always requires an answer, and the answer must be an MT n96 in the same category.
• An MT292 may not cancel an MT200. An MT592 may not cancel an ISO 15022 message (use field 23G with CANC). An MT792 may not cancel a documentary credit, authorisation to reimburse or guarantee (use MT707, MT747 or MT767).
• To cancel one transaction of a multiple message, follow 11S with field 79 describing that transaction, or a copy of the relevant fields of the common part and of that transaction. To cancel several but not all transactions, send one n92 per transaction.
• If /FRAD/ is the only content of field 79, a copy of at least the mandatory fields of the original message must also be present. Copied fields may not include 77F or 77T (T13).

MTn92 example

ZagTrader Test Bank, Dubai (ZAGTAEADXXX), sent BANKUS33XXX the same MT210 notice to receive twice on 20 October 2026: once as ZTN2610200007 and again as ZTN2610200009. It asks BANKUS33 to cancel the second one with an MT292, because the original is a category 2 message.

{1:F01ZAGTAEADAXXX0000000000}{2:I292BANKUS33XXXXN}{4:
:20:ZTC2610200003
:21:ZTN2610200009
:11S:210
261020
:79:/DUPL/DUPLICATE OF OUR MT210 ZTN2610200007
//VALUE 261022 USD1200000,00 FROM BANKDEFFXXX
//PLEASE DISREGARD AND CONFIRM BY MT296
-}

Line by line

An MT392, MT592 or MT992 has exactly the same fields; only the category digit, and so the message being cancelled, changes. For a customer payment, see the MT192.

BICs and references are made up.

Common errors and rejects

1. Nothing after field 11S (C25)

   The network rejects an n92 that has neither field 79 nor copied fields. Add a description, a copy of the original, or both.

2. Wrong category digit

   An MT192 sent about an MT202, or an MT292 about an MT103, reaches the wrong team and is often refused. Use the category of the message you want cancelled.

3. n92 used where the category has its own cancellation

   Settlement instructions such as an MT540 are cancelled with a new message carrying CANC in field 23G, not an MT592; documentary credits and guarantees use MT707, MT747 or MT767, not an MT792; an MT200 cannot be cancelled with an MT292.

4. Wrong date or type in 11S (T50, T18)

   The second line is the date the original was sent, not its value date, and the first line is a three-digit message type. A wrong date is not always rejected but often means the Receiver cannot find the original.

5. Copied fields not accepted (T13)

   Fields 77F and 77T may not be copied, and generic ISO 15022 fields may not be mixed with other fields in the copy. Copy only what identifies the original, in its original order.

6. No answer received

   The Receiver must answer with an MT n96. If none arrives, chase with an MT n95 query quoting your field 20 and, for a payment, its UETR.

   How to fix it

MTn92 in ISO 20022

For payments, the ISO 20022 equivalent of the MT n92 is camt.056 (FI to FI Payment Cancellation Request), answered by camt.029 (Resolution of Investigation), which replaces the MT n96. J.P. Morgan’s and Clearstream’s adoption schedules map camt.056 to MTx92 and camt.029 to MTx96.

Cancelling a notice to receive (MT210) is a separate message in ISO 20022: camt.058 Notification to Receive Cancellation Advice, which both schedules map to the MT292. camt.055 Customer Payment Cancellation Request, sent by the payer about its own payment initiation, is listed in both schedules as a new message with no MT equivalent.

Swift postponed its mandate to send all payment cancellations through the Stop and Recall process; according to J.P. Morgan, cancellation messages can continue in both MT and ISO 20022 until November 2027. The n92 in categories 3 to 9 was not part of the CBPR+ migration.

Related messages

• MT192Request for Cancellation
• MTn96Answers
• MTn95Queries
• MTn99Free Format Message
• MT292Request for Cancellation
• MT392Request for Cancellation
• MT592Request for Cancellation
• MT992Request for Cancellation
• MT202General Financial Institution Transfer
• MT210Notice to Receive
• camt.056FI to FI Payment Cancellation Request
• camt.029Resolution of Investigation

MTn92 questions

What does the n in MT n92 mean?

It stands for the category digit. The same request for cancellation exists as MT192, MT292, MT392 and so on up to MT992, one per category, all with the same fields.

Which category digit should I use?

The category of the message you want cancelled: MT292 for an MT202 or MT210, MT392 for a treasury confirmation, MT992 for a category 9 message. That routes the request to the team that handled the original.

What is the difference between MT192 and MT292?

Only the category. The MT192 cancels a customer payment such as an MT103; the MT292 cancels an interbank message such as an MT202, MT202COV or MT210.

Can an MT n92 cancel any message?

No. It cannot cancel an MT200 (MT292), ISO 15022 securities messages (MT592: use CANC in field 23G), or documentary credits, reimbursement authorisations and guarantees (MT792: use MT707, MT747 or MT767).

How is an MT n92 answered?

With an MT n96 in the same category, quoting the request’s field 20 in field 21. See MTn96.

What is the ISO 20022 equivalent of MT n92?

For payments, camt.056, answered by camt.029. The cancellation of a notice to receive is camt.058.